PPP loans in Santa Rosa County, Florida

Name: Santa Rosa County, Florida
Address: FL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 3,847 Paycheck Protection Program loans for businesses it recorded in Santa Rosa County, $179.2 million in all.

Santa Rosa County, as of September 30, 2024

$179.2 million
Approved: $179,186,850; 0.4% of the $50.1 billion approved in Florida.; 3,847
Loans: 2,942 first draws and 905 second draws.; 93.0%
Forgiven: 3,579 of 3,847 loans carry a forgiveness amount, $163.5 million in all.; 4.5%
Charged off: 172 of 3,847 loans, approved for $3.9 million. That is the loans' size, not what SBA lost.

The largest borrowers in Santa Rosa County · 2020–21

1 more column on a wider screen

The largest borrowers in Santa Rosa County, 2020–21
Rank	Name	USD	Loans
1	Innisfree Hotels Inc., Gulf Breeze	$8.2 million$8,214,961	1
2	Pace-Fl Dental, P.A., Pace	$8.2 million$8,193,600	1
3	Adams Homes Inc., Gulf Breeze	$4.4 million$4,426,485	1
4	Navarre Corporation, Navarre	$2.5 million$2,462,176	1
5	Bigham Cable Construction, Inc., Gulf Breeze	$2.1 million$2,086,010	1
6	Adcomm Inc, Navarre	$2.0 million$2,000,000	1
7	Velocity Made Good Inc, Gulf Breeze	$1.2 million$1,157,600	2
8	Accelerated Communications And Construction, LLC, Gulf Breeze	$1.1 million$1,107,175	1
9	Avalex Technologies Corp, Gulf Breeze	$1.1 million$1,084,521	1
10	Escambia River Electric Cooperative, Inc., Jay	$1.1 million$1,058,656	1
11	R.R. Ventures Of The Emerald Coast Inc., Gulf Breeze	$1.0 million$1,035,196	1
12	Santa Rosa Snf Operations LLC, Milton	$1.0 million$1,017,672	1
13	Hometown Contractor Inc, Pace	$894.7 thousand$894,703	1
14	Amore Plumbing Company Inc, Milton	$889.6 thousand$889,604	1
15	H2 Performance Consulting Inc, Gulf Breeze	$846.3 thousand$846,300	1
16	Southern Traffic Services, Inc., Gulf Breeze	$821.9 thousand$821,867	1
17	Smith Tractor Company, Incorporated, Jay	$683.4 thousand$683,448	1
18	R.R. Ventures Of The Emerald Coast, Inc., Gulf Breeze	$679.3 thousand$679,300	1
19	Florida Bone And Joint Specialists LLC, Gulf Breeze	$677.3 thousand$677,335	1
20	Florida Bone And Joint Specialists, LLC, Gulf Breeze	$677.3 thousand$677,300	1
21	Emerald Coast Truss Inc, Milton	$649.0 thousand$649,000	1
22	The Pace Water System Inc, Milton	$635.0 thousand$635,000	1
23	Sandy Ridge Snf Operations LLC, Milton	$619.2 thousand$619,225	1
24	Johnny Hustons Inc, Navarre	$615.1 thousand$615,108	2
25	Chempro Services, Inc, Gulf Breeze	$606.0 thousand$606,000	1
26	Juana's Inc., Navarre	$603.7 thousand$603,720	1
27	Chempro Services Inc, Gulf Breeze	$603.1 thousand$603,062	1
28	Breezer Enterprises Unlimited LLC, Gulf Breeze	$594.4 thousand$594,414	2
29	Pns Hotel Group Ltd, Gulf Breeze	$575.0 thousand$575,026	1
30	Axcon Corporation Inc, Milton	$543.7 thousand$543,727	1
31	Degraaf Systems Inc, Pace	$540.3 thousand$540,300	2
32	Sandy Sansing Milton Chevrolet, Milton	$538.3 thousand$538,300	1
33	Pace Plumbing Inc, Milton	$536.2 thousand$536,187	1
34	Gulf Breeze United Methodist Church Inc, Gulf Breeze	$528.3 thousand$528,325	2
35	Sterling Fibers Inc, Pace	$505.0 thousand$505,000	2
36	Cobbletel LLC, Gulf Breeze	$502.2 thousand$502,198	1
37	Grey Aviation Advisors And Solutions Inc., Gulf Breeze	$477.9 thousand$477,879	1
38	Dk & K Management Group, Inc, Gulf Breeze	$472.9 thousand$472,900	1
39	McKenzie Motor Company, Milton	$437.7 thousand$437,661	1
40	Utility Service Co Inc., Gulf Breeze	$437.2 thousand$437,156	1
41	Juana's Inc., Navarre	$431.2 thousand$431,228	1
42	Coastal Courier, Inc., Gulf Breeze	$415.2 thousand$415,242	1
43	Pns Hotel Group, Ltd., Gulf Breeze	$410.7 thousand$410,700	1
44	Highprov LLC, Gulf Breeze	$403.5 thousand$403,528	2
45	Coastal Courier Inc, Gulf Breeze	$402.3 thousand$402,343	1
46	Fabbro Marine Group Inc, Milton	$391.7 thousand$391,724	1
47	Abrams Group Construction LLC, Pace	$378.2 thousand$378,153	1
48	Abrams Group Construction, LLC, Pace	$377.8 thousand$377,848	1
49	Pace Assembly Ministries, Inc., Pace	$369.4 thousand$369,388	1
50	Child Neurology Center Of Nw Fl Pa, Gulf Breeze	$363.1 thousand$363,093	1
51	Child Neurology Center Of Nw Fl, P.A., Gulf Breeze	$363.0 thousand$363,000	1
52	Martial Arts America Inc., Milton	$359.6 thousand$359,600	2
53	Cobbletel, LLC, Gulf Breeze	$358.7 thousand$358,700	1
54	Navarre Pier Funplex, Navarre	$358.2 thousand$358,169	1
55	Siwicki Plumbing, Inc, Milton	$350.0 thousand$350,000	1
56	Paul Patrick Electric, Inc, Milton	$342.3 thousand$342,315	1
57	Cook's Paint And Body Shop, Inc., Milton	$328.4 thousand$328,434	1
58	Paul Quinlan DDS Pl, Gulf Breeze	$328.4 thousand$328,400	2
59	Dale's Marine Construction, Inc., Gulf Breeze	$327.6 thousand$327,644	1
60	Paradise Beach Homes, Inc., Gulf Breeze	$318.6 thousand$318,635	1
61	Five Flags Development Group LLC, Gulf Breeze	$318.5 thousand$318,514	1
62	Sweat LLC, Milton	$317.4 thousand$317,425	1
63	Grover T's Bbq LLC, Milton	$315.3 thousand$315,304	2
64	Aloa Care Group, Gulf Breeze	$313.4 thousand$313,350	1
65	Lead Academy Classical School Inc, Pace	$311.4 thousand$311,395	1
66	St Ann Catholic Church, Gulf Breeze	$310.6 thousand$310,634	1
67	Medical Services Of Northwest Florida, Inc, Navarre	$307.5 thousand$307,500	1
68	Aloa Care Group LLC, Gulf Breeze	$305.6 thousand$305,580	1
69	Highpointe Hospitality Inc, Gulf Breeze	$304.7 thousand$304,741	1
70	Across The Board Therapy Group, LLC, Navarre	$299.4 thousand$299,386	1
71	Security Fence & Construction Co., Inc., Jay	$299.0 thousand$299,015	1
72	Emerald Breeze Services LLC, Milton	$298.9 thousand$298,857	1
73	Highpointe Hospitality Inc., Gulf Breeze	$297.6 thousand$297,600	1
74	Security Fence & Construction Inc, Jay	$295.1 thousand$295,058	1
75	Gulf Breeze Treatment Center, Gulf Breeze	$293.1 thousand$293,087	1
76	Bill Salter Advertising, Inc., Milton	$284.0 thousand$284,032	1
77	Ace's Fillin Stations, Inc., Milton	$283.7 thousand$283,700	2
78	Nella South, Inc, Milton	$282.5 thousand$282,500	1
79	Lunsford Air Conditioning And Heating Inc, Milton	$281.8 thousand$281,762	1
80	McCombs Electrical Company, Inc., Milton	$281.6 thousand$281,590	1
81	Ark Animal Hospital Pa, Pace	$280.5 thousand$280,549	1
82	Bloomberg Consulting, LLC, Gulf Breeze	$276.8 thousand$276,760	1
83	Alyssa's LLC, Milton	$276.4 thousand$276,412	1
84	Elmwood Hotel Co LLC, Gulf Breeze	$276.3 thousand$276,329	1
85	Gulf Breeze Zoo, LLC, Gulf Breeze	$274.8 thousand$274,800	1
86	Panhandle Growers Inc, Milton	$274.6 thousand$274,565	1
86	Panhandle Growers Inc., Milton	$274.6 thousand$274,565	1
88	Dorso Iii Restaurant Inc, Milton	$271.6 thousand$271,600	1
89	Adc Ventures PLLC, Pace	$270.8 thousand$270,800	1
89	Adc Ventures, PLLC, Pace	$270.8 thousand$270,800	1
91	Barker Electric LLC, Jay	$269.2 thousand$269,194	1
92	Interbay Building Services, Inc., Navarre	$268.7 thousand$268,700	1
93	Motion Pt Group Florida, LLC, Gulf Breeze	$268.7 thousand$268,691	1
94	Firebox, LLC, Milton	$268.2 thousand$268,185	1
95	Interbay Building Services Inc., Navarre	$266.7 thousand$266,725	1
96	Peterson Engineering Inc, Pace	$263.2 thousand$263,154	1
97	Gulf Breeze Hotel Corp, Gulf Breeze	$261.6 thousand$261,580	1
98	Trucker's Usa Enterprises Inc, Milton	$261.5 thousand$261,500	1
99	Gb Senior Living Properties LLC, Gulf Breeze	$259.6 thousand$259,600	1
100	Sandpiper-Gulf Aire Inn, Inc., Gulf Breeze	$258.6 thousand$258,650	1

How the list is drawn

100 of the 3,659 borrowers ranked in Santa Rosa County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Santa Rosa County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Santa Rosa County, as of September 30, 2024

The largest borrowers in Santa Rosa County · 2020–21

How the list is drawn

Related

Sources