PPP loans in Emmet County, Iowa

Name: Emmet County, Iowa
Address: IA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 811 Paycheck Protection Program loans for businesses it recorded in Emmet County, $20.9 million in all.

Emmet County, as of September 30, 2024

$20.9 million
Approved: $20,880,999; 0.3% of the $8.1 billion approved in Iowa.; 811
Loans: 587 first draws and 224 second draws.; 98.8%
Forgiven: 801 of 811 loans carry a forgiveness amount, $20.8 million in all.; 1.0%
Charged off: 8 of 811 loans, approved for $114.0 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Emmet County · 2020–21

The largest borrowers in Emmet County, 2020–21
Rank	Name	USD	Loans
1	Art's-Way Manufacturing Co., Inc., Armstrong	$1.2 million$1,242,900	1
2	Estherville Foods, Inc., Estherville	$864.6 thousand$864,600	1
3	Holiday Express Corporation, Estherville	$750.2 thousand$750,175	1
4	A.R.O. Construction LLC, Estherville	$299.2 thousand$299,200	1
5	Aero Race Wheels, Inc., Estherville	$277.2 thousand$277,200	1
6	Pearl Valley Rehabilitation And Nursing, Estherville	$270.4 thousand$270,370	1
7	A.R.O. Construction LLC, Estherville	$249.3 thousand$249,270	1
8	Michaelson Inc, Armstrong	$208.5 thousand$208,514	1
9	Michaelson Inc, Armstrong	$208.5 thousand$208,500	1
10	Burrell Oil Company, Inc., Estherville	$190.5 thousand$190,490	1
11	Jacobson-Westergard & Associates, Inc., Estherville	$189.4 thousand$189,400	1
12	T G Industries, Inc., Armstrong	$150.1 thousand$150,100	1
13	Valley Contracting Inc, Estherville	$149.9 thousand$149,900	1
13	Valley Contracting, Inc, Estherville	$149.9 thousand$149,900	1
15	Motor Inn, Inc., Estherville	$149.0 thousand$149,000	1
16	Fitzgibbons Law Firm, LLC, Estherville	$142.8 thousand$142,800	1
17	Christensen Construction & Design Company Inc., Estherville	$140.7 thousand$140,668	1
18	Riverview Trucking Of Iowa LLC, Armstrong	$140.2 thousand$140,223	1
19	Fick Inc, Estherville	$128.9 thousand$128,949	1
20	Christensen Construction & Design Company, Inc., Estherville	$128.1 thousand$128,060	1
21	Comfortec Heating, Cooling, & Plumbing Inc., Estherville	$121.1 thousand$121,100	1
22	Riverview Trucking Of Iowa LLC, Armstrong	$115.0 thousand$114,958	1
23	Brinkman & Reed CPA's, Inc., Estherville	$107.4 thousand$107,419	1
24	Jacobson Broadcasting Co, Inc, Estherville	$103.8 thousand$103,800	1
25	C & D Elevator Construction Inc., Dolliver	$101.0 thousand$100,950	1
25	C & D Elevator Construction Inc., Dolliver	$101.0 thousand$100,950	1
27	Mother Nature's LLC, Estherville	$90,400	1
28	M.E.'S Body Shop Inc, Estherville	$88,600	1
29	Mid America Transport LLC, Estherville	$87,100	1
30	Azdak Transport, Inc, Estherville	$84,900	1
31	Gregory Williams, DDS, Estherville	$84,465	1
32	Ringsted Telephone Company, Ringsted	$80,500	1
33	Welch Holdings, LLC, Estherville	$76,845	1
34	S&R Auto And Tire Inc., Estherville	$76,400	1
35	Great Lakes Agency, Inc, Armstrong	$76,100	1
36	Courtney S. Meyer DDS LLC, Estherville	$69,000	1
37	Flm Enterprises, Inc., Estherville	$68,016	1
38	Jerry's Well Service, Inc., Armstrong	$64,500	1
39	Courtney S Meyer, DDS LLC, Estherville	$62,000	1
40	Liberty Barrels, Inc., Estherville	$60,667	1
41	Champion State Of Mind, PLLC, Estherville	$60,635	1
42	Jared Colegrove Insurance Agency Inc, Estherville	$60,200	2
43	Mother Natures LLC, Estherville	$60,000	1
44	Oleson Chiropractic Inc., Armstrong	$58,600	1
45	Journal Publishing Co., Armstrong	$58,000	1
46	Opie's Incorporated, Estherville	$57,882	2
47	B & B Farm Drainage, Inc., Wallingford	$57,235	1
48	Greig & Co. Inc., Estherville	$54,667	1
49	McGregor Accounting LLC, Armstrong	$53,800	1
50	Greig & Co., Inc., Estherville	$52,700	1
51	Windtest North America, Inc., Estherville	$52,200	1
52	Js Custom LLC, Estherville	$51,244	2
53	Woman To Woman Clinic, Plc, Estherville	$51,000	1
54	R. W. Management Co. Inc., Estherville	$50,424	1
55	Jodeci Holmes, Estherville	$49,999	2
56	Keith Duitsman, Estherville	$49,975	1
57	Armstrong Service Center Inc, Armstrong	$49,900	1
58	Doug Herum, Estherville	$49,592	2
59	Carz Central LLC, Estherville	$48,100	1
60	Forsyth Law Office, Estherville	$48,000	1
61	Duitsman Plumbing & Heating, Estherville	$47,805	1
62	Inman Electric Company, Incorporated, Estherville	$47,660	1
63	Stall's Farm & Home Distributing Inc., Estherville	$47,235	1
64	Inman Electric Company Incorporated, Estherville	$46,447	1
65	Section 24 Beef LLC, Graettinger	$45,425	1
66	3B Farms Inc, Ringsted	$44,880	2
67	Kim Swanson, Dolliver	$44,834	2
68	Bruce Chrestiansen, Estherville	$44,750	2
69	Michael Corderman, Armstrong	$44,480	2
70	Jack Rosenberg Electric Inc., Armstrong	$43,830	1
71	Don Jose Mexican Restaurant, Inc., Estherville	$43,700	1
72	Larry Anderson, Estherville	$43,666	2
73	Sac County Newspapers, Inc., Estherville	$43,600	1
74	Luke Farm Corporation, Graettinger	$43,430	2
75	Dennis Johnson, Estherville	$43,374	2
76	Heebner Farms, Estherville	$43,100	2
77	Steven Burgeson, Armstrong	$42,666	2
78	Brian Rosburg, Estherville	$42,400	2
79	Scott Herum, Dolliver	$42,365	2
80	L. Steven Hanson, Estherville	$41,916	2
81	Lance Origer, Estherville	$41,896	2
82	Welch Holding, LLC, Estherville	$41,700	1
83	Dr. D.V. Stangl, Estherville	$41,667	2
83	Jason Ulrich, Ringsted	$41,667	2
83	Jeff Ulrich, Armstrong	$41,667	2
86	Allen Meyer, Ringsted	$41,666	2
86	Craig Hoffman, Estherville	$41,666	2
86	Craig Nemmers, Armstrong	$41,666	2
86	Daniel Nelsen, Ringsted	$41,666	2
86	Darin Refsell, Wallingford	$41,666	2
86	Dennis Hoffman, Estherville	$41,666	2
86	Douglas Devore, Terril	$41,666	2
86	Eric Gjerde, Estherville	$41,666	2
86	Evan Klingbeil, Estherville	$41,666	2
86	Glenn Howard, Dolliver	$41,666	2
86	James Madden, Armstrong	$41,666	2
86	Jeremy Bremer, Armstrong	$41,666	2
86	Jerry Christensen, Ringsted	$41,666	2
86	Joe Greig, Estherville	$41,666	2
86	John Howard, Estherville	$41,666	2
86	Kevin Hoffman, Estherville	$41,666	2
86	Lee Evans, Armstrong	$41,666	2
86	Marcus Juhl, Estherville	$41,666	2
86	Mark Gjerde, Estherville	$41,666	2
86	Nicholas Hanson, Estherville	$41,666	2
86	Nicholas Meyer, Estherville	$41,666	2
86	Rick Eggers, Dolliver	$41,666	2
86	Ricky Wilson, Estherville	$41,666	2
86	Roger Lowe, Estherville	$41,666	2
86	Stanley Larson, Estherville	$41,666	2
86	Steve Birkland, Ringsted	$41,666	2
86	Thomas Quastad, Estherville	$41,666	2
86	Wright Farmz LLC, Estherville	$41,666	2

How the list is drawn

113 of the 674 borrowers ranked in Emmet County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100. The last rank here is shared by 28 borrowers.
A borrower is ranked here when SBA recorded its first loan in Emmet County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Emmet County, as of September 30, 2024

The largest borrowers in Emmet County · 2020–21

How the list is drawn

Related

Sources