ClearEdge Lending LLC
ClearEdge Lending LLC reported 4,575 mortgage applications for 2025, according to the CFPB.
4,575 mortgage applications and 2,742 loans originated in 2025; the denial rate was 28.2% of 3,891 applications decided. It has no RSSD in the 2023 reporter panel. From 2025, the CFPB’s Snapshot release.
- 4,575
- Applications
- 2,742
- Loans originated
- 28.2%
- Denial rate
- 1,096 denied of 3,891 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | ClearEdge Lending LLC | 4,575 |
| 2024 | ClearEdge Lending LLC | 3,565 |
| 2023 | ClearEdge Lending LLC | 2,679 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 347 | 23.8% of 298 decided |
| Black or African American | 291 | 34.2% of 257 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,454 | 27.6% of 2,061 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Race Not Available | 1,407 | 29.5% of 1,211 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 831 | 36.0% of 708 decided |
| Not Hispanic or Latino | 2,343 | 24.5% of 1,978 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,332 | 29.8% of 1,144 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,869 | 29.9% of 1,571 decided |
| Female | 963 | 29.8% of 805 decided |
| Joint | 940 | 21.8% of 815 decided |
| Sex Not Available | 803 | 29.7% of 700 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved