Mortgage lending in Suffolk city, Virginia
Lenders in Suffolk city, Virginia reported 6,178 mortgage applications for 2025, according to the CFPB.
6,178 mortgage applications and 3,538 loans originated in 2025; the denial rate was 21.3% of 4,719 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 6,178
- Applications
- 3,538
- Loans originated
- 21.3%
- Denial rate
- 1,004 denied of 4,719 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,178 | 3,538 |
| 2024 | 5,644 | 3,362 |
| 2023 | 4,791 | 2,751 |
| 2022 | 6,551 | 3,864 |
| 2021 | 10,195 | 6,610 |
| 2020 | 9,296 | 5,947 |
| 2019 | 5,851 | 3,494 |
| 2018 | 4,573 | 2,713 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 249 | 516 |
| United Wholesale Mortgage | 232 | 326 |
| Rocket Mortgage | 224 | 300 |
| Mortgage Research Center | 223 | 403 |
| American Neighborhood Mortgage Acceptance Company | 170 | 253 |
| Freedom Mortgage Corporation | 166 | 280 |
| Atlantic Bay Mortgage Group | 166 | 201 |
| Southern Trust Mortgage, LLC | 113 | 144 |
| TowneBank | 92 | 121 |
| Pennymac Loan Services LLC | 90 | 193 |
| BayPort Credit Union | 82 | 149 |
| Movement Mortgage, LLC | 81 | 111 |
| Truist Bank | 77 | 144 |
| Langley Federal Credit Union | 71 | 103 |
| Tidewater Mortgage Services, Inc | 66 | 98 |
| Newrez LLC | 57 | 192 |
| Crosscountry Mortgage, LLC | 55 | 80 |
| Atlantic Coast Mortgage, LLC | 53 | 69 |
| Calcon Mutual Mortgage LLC | 49 | 73 |
| NVR Mortgage Finance, Inc. | 46 | 79 |
| RW Towne, LLC | 45 | 57 |
| loanDepot.com LLC | 38 | 64 |
| Chartway Fcu | 36 | 60 |
| Village Capital & Investment | 36 | 74 |
| Nationstar Mortgage | 34 | 42 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 137 | 19.3% of 109 decided |
| Black or African American | 2,119 | 28.1% of 1,593 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,502 | 14.6% of 1,954 decided |
| 2 or more minority races | 35 | no rate: base under 50 |
| Joint | 141 | 21.4% of 117 decided |
| Race Not Available | 1,204 | 23.4% of 893 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 286 | 18.7% of 214 decided |
| Not Hispanic or Latino | 4,593 | 20.6% of 3,540 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,168 | 25.2% of 866 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,421 | 21.8% of 1,828 decided |
| Female | 1,420 | 24.8% of 1,083 decided |
| Joint | 1,794 | 16.4% of 1,419 decided |
| Sex Not Available | 543 | 26.7% of 389 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 244 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved