Mortgage lending in Staunton city, Virginia
Lenders in Staunton city, Virginia reported 1,105 mortgage applications for 2025, according to the CFPB.
1,105 mortgage applications and 728 loans originated in 2025; the denial rate was 17.5% of 913 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Staunton-Stuarts Draft, VA MSA.
- 1,105
- Applications
- 728
- Loans originated
- 17.5%
- Denial rate
- 160 denied of 913 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,105 | 728 |
| 2024 | 1,042 | 672 |
| 2023 | 990 | 617 |
| 2022 | 1,330 | 880 |
| 2021 | 1,805 | 1,231 |
| 2020 | 1,511 | 993 |
| 2019 | 1,186 | 810 |
| 2018 | 1,071 | 698 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupont Community Credit Union | 138 | 180 |
| ALCOVA Mortgage, LLC | 47 | 49 |
| Rocket Mortgage | 44 | 61 |
| City National Bank of WV | 35 | 51 |
| Truist Bank | 25 | 43 |
| Movement Mortgage, LLC | 23 | 29 |
| United Wholesale Mortgage | 22 | 29 |
| Atlantic Union Bank | 19 | 31 |
| First Bank and Trust Company | 18 | 20 |
| C&F Mortgage Corporation | 16 | 16 |
| Integrity Home Mortgage Corporation | 15 | 20 |
| First Bank | 13 | 14 |
| Mortgage Research Center | 13 | 25 |
| Atlantic Bay Mortgage Group | 12 | 15 |
| NFM, Inc | 10 | 12 |
| Atlantic Coast Mortgage, LLC | 9 | 9 |
| CMG Mortgage Inc | 9 | 12 |
| American Pacific Mortgage Corporation | 9 | 13 |
| DHI Mortgage Company, LTD. | 8 | 12 |
| Navy Federal Credit Union | 8 | 18 |
| Prosperity Home Mortgage, LLC | 8 | 10 |
| Kiavi Funding, Inc. | 8 | 11 |
| Freedom Mortgage Corporation | 8 | 20 |
| Ixonia Bank | 8 | 11 |
| Pennymac Loan Services LLC | 8 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 59 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 822 | 15.8% of 692 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 186 | 18.4% of 147 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 866 | 17.0% of 725 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 180 | 20.1% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 317 | 19.9% of 261 decided |
| Female | 325 | 19.1% of 272 decided |
| Joint | 345 | 14.2% of 289 decided |
| Sex Not Available | 118 | 16.5% of 91 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1212 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved