Mortgage lending in Poquoson city, Virginia
Lenders in Poquoson city, Virginia reported 732 mortgage applications for 2025, according to the CFPB.
732 mortgage applications and 457 loans originated in 2025; the denial rate was 17.4% of 582 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 732
- Applications
- 457
- Loans originated
- 17.4%
- Denial rate
- 101 denied of 582 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 732 | 457 |
| 2024 | 666 | 463 |
| 2023 | 609 | 390 |
| 2022 | 679 | 421 |
| 2021 | 1,278 | 883 |
| 2020 | 1,298 | 860 |
| 2019 | 700 | 459 |
| 2018 | 557 | 356 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Langley Federal Credit Union | 73 | 87 |
| NVR Mortgage Finance, Inc. | 54 | 83 |
| Rocket Mortgage | 27 | 36 |
| Atlantic Bay Mortgage Group | 27 | 32 |
| United Wholesale Mortgage | 22 | 28 |
| BayPort Credit Union | 21 | 29 |
| TowneBank | 11 | 15 |
| Mortgage Research Center | 11 | 33 |
| American Neighborhood Mortgage Acceptance Company | 11 | 17 |
| Movement Mortgage, LLC | 10 | 12 |
| Truist Bank | 10 | 22 |
| Navy Federal Credit Union | 9 | 21 |
| 1ST Advantage Federal Credit U | 9 | 13 |
| First Heritage Mortgage, LLC | 8 | 10 |
| Freedom Mortgage Corporation | 8 | 19 |
| Calcon Mutual Mortgage LLC | 7 | 9 |
| Pennymac Loan Services LLC | 7 | 22 |
| loanDepot.com LLC | 6 | 9 |
| Newrez LLC | 5 | 19 |
| Southern Trust Mortgage, LLC | 5 | 6 |
| CMG Mortgage Inc | 5 | 6 |
| Prosperity Home Mortgage, LLC | 4 | 6 |
| Pentagon Federal Credit Union | 4 | 4 |
| Mutual of Omaha Mortgage | 4 | 4 |
| Quorum Federal Credit Union | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 47 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 512 | 14.1% of 420 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 92 | 22.9% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 587 | 16.7% of 474 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 99 | 19.5% of 77 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 284 | 19.3% of 223 decided |
| Female | 115 | 20.2% of 89 decided |
| Joint | 285 | 12.8% of 234 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 218 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved