Mortgage lending in Lexington city, Virginia
Lenders in Lexington city, Virginia reported 103 mortgage applications for 2025, according to the CFPB.
103 mortgage applications and 71 loans originated in 2025; the denial rate was 12.2% of 82 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rockbridge County-Buena Vista city-Lexington city, VA HUD Nonmetro FMR Area.
- 103
- Applications
- 71
- Loans originated
- 12.2%
- Denial rate
- 10 denied of 82 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 103 | 71 |
| 2024 | 85 | 58 |
| 2023 | 97 | 64 |
| 2022 | 146 | 103 |
| 2021 | 269 | 196 |
| 2020 | 235 | 163 |
| 2019 | 175 | 115 |
| 2018 | 145 | 88 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 13 | 14 |
| Rocket Mortgage | 5 | 9 |
| Atlantic Union Bank | 5 | 5 |
| Dupont Community Credit Union | 3 | 4 |
| Truist Bank | 3 | 5 |
| Navy Federal Credit Union | 2 | 3 |
| Kiavi Funding, Inc. | 2 | 2 |
| Atlantic Coast Mortgage, LLC | 2 | 2 |
| Atlantic Bay Mortgage Group | 2 | 3 |
| Bank of Botetourt | 2 | 2 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| A&d Mortgage LLC | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Primelending | 1 | 1 |
| Gateway First Bank | 1 | 1 |
| TowneBank | 1 | 1 |
| Provident Funding Associates | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| The Federal Savings Bank | 1 | 2 |
| Uif Corporation | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
| Newrez LLC | 1 | 3 |
| Equity Resources Inc | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Plains Commerce Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 68 | 11.3% of 53 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 79 | 14.1% of 64 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 28 | no rate: base under 50 |
| Female | 21 | no rate: base under 50 |
| Joint | 34 | no rate: base under 50 |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 505 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved