Mortgage lending in Hopewell city, Virginia
Lenders in Hopewell city, Virginia reported 1,087 mortgage applications for 2025, according to the CFPB.
1,087 mortgage applications and 624 loans originated in 2025; the denial rate was 21.5% of 825 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,087
- Applications
- 624
- Loans originated
- 21.5%
- Denial rate
- 177 denied of 825 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,087 | 624 |
| 2024 | 1,029 | 568 |
| 2023 | 846 | 462 |
| 2022 | 1,171 | 662 |
| 2021 | 1,543 | 959 |
| 2020 | 1,208 | 749 |
| 2019 | 942 | 530 |
| 2018 | 838 | 456 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 66 | 85 |
| United Wholesale Mortgage | 37 | 64 |
| Mortgage Research Center | 25 | 48 |
| Movement Mortgage, LLC | 24 | 36 |
| Presidential Bank, FSB | 23 | 25 |
| Virginia Federal Credit Union | 20 | 32 |
| Truist Bank | 16 | 35 |
| Freedom Mortgage Corporation | 15 | 34 |
| Pennymac Loan Services LLC | 15 | 27 |
| Atlantic Coast Mortgage, LLC | 13 | 18 |
| C&F Mortgage Corporation | 12 | 19 |
| Navy Federal Credit Union | 11 | 40 |
| Fairway Independent Mort Corp | 11 | 12 |
| Tidewater Mortgage Services, Inc | 10 | 12 |
| American Neighborhood Mortgage Acceptance Company | 10 | 19 |
| Southern Trust Mortgage, LLC | 10 | 14 |
| Atlantic Bay Mortgage Group | 10 | 10 |
| Guild Mortgage Company | 9 | 13 |
| Nationstar Mortgage | 9 | 13 |
| New American Funding, LLC. | 8 | 21 |
| Newrez LLC | 8 | 20 |
| United Bank VA | 8 | 12 |
| Capital Center LLC | 7 | 11 |
| Peoples Advantage Federal Credit Union | 7 | 11 |
| American Financial Network, Inc. | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 351 | 25.2% of 274 decided |
| White | 418 | 19.1% of 329 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 276 | 18.6% of 188 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 99 | 19.5% of 77 decided |
| Not Hispanic or Latino | 722 | 21.7% of 562 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 250 | 19.7% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 394 | 20.4% of 313 decided |
| Female | 355 | 24.1% of 265 decided |
| Joint | 177 | 20.3% of 138 decided |
| Sex Not Available | 161 | 19.3% of 109 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1093 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved