Mortgage lending in Hampton city, Virginia
Lenders in Hampton city, Virginia reported 6,636 mortgage applications for 2025, according to the CFPB.
6,636 mortgage applications and 3,801 loans originated in 2025; the denial rate was 20.9% of 5,103 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 6,636
- Applications
- 3,801
- Loans originated
- 20.9%
- Denial rate
- 1,066 denied of 5,103 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,636 | 3,801 |
| 2024 | 6,034 | 3,493 |
| 2023 | 5,472 | 3,097 |
| 2022 | 7,406 | 4,368 |
| 2021 | 11,165 | 6,945 |
| 2020 | 9,149 | 5,631 |
| 2019 | 6,177 | 3,626 |
| 2018 | 5,137 | 2,875 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Langley Federal Credit Union | 340 | 474 |
| Mortgage Research Center | 269 | 464 |
| United Wholesale Mortgage | 268 | 393 |
| Rocket Mortgage | 239 | 334 |
| American Neighborhood Mortgage Acceptance Company | 218 | 304 |
| Navy Federal Credit Union | 174 | 389 |
| BayPort Credit Union | 173 | 281 |
| Atlantic Bay Mortgage Group | 153 | 197 |
| Movement Mortgage, LLC | 123 | 185 |
| Freedom Mortgage Corporation | 113 | 250 |
| Pennymac Loan Services LLC | 94 | 203 |
| Tidewater Mortgage Services, Inc | 63 | 85 |
| Southern Trust Mortgage, LLC | 57 | 82 |
| TowneBank | 54 | 71 |
| 1ST Advantage Federal Credit U | 52 | 95 |
| Newrez LLC | 49 | 137 |
| Atlantic Coast Mortgage, LLC | 44 | 53 |
| Truist Bank | 44 | 92 |
| Kiavi Funding, Inc. | 38 | 76 |
| Nationstar Mortgage | 36 | 46 |
| JPMorgan Chase Bank, NA | 34 | 47 |
| loanDepot.com LLC | 33 | 61 |
| Calcon Mutual Mortgage LLC | 32 | 50 |
| Archer Mortgage LLC | 29 | 33 |
| Crosscountry Mortgage, LLC | 24 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 48 | no rate: base under 50 |
| Asian | 195 | 17.7% of 147 decided |
| Black or African American | 2,320 | 24.1% of 1,767 decided |
| Native Hawaiian or Other Pacific Islander | 20 | no rate: base under 50 |
| White | 2,355 | 16.6% of 1,863 decided |
| 2 or more minority races | 50 | no rate: base under 50 |
| Joint | 135 | 13.3% of 113 decided |
| Race Not Available | 1,513 | 23.9% of 1,121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 438 | 21.9% of 342 decided |
| Not Hispanic or Latino | 4,659 | 19.8% of 3,611 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,422 | 25.0% of 1,055 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,742 | 20.8% of 2,087 decided |
| Female | 1,821 | 23.5% of 1,422 decided |
| Joint | 1,323 | 15.8% of 1,059 decided |
| Sex Not Available | 750 | 24.5% of 535 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 726 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved