Mortgage lending in Colonial Heights city, Virginia
Lenders in Colonial Heights city, Virginia reported 716 mortgage applications for 2025, according to the CFPB.
716 mortgage applications and 425 loans originated in 2025; the denial rate was 20.6% of 554 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 716
- Applications
- 425
- Loans originated
- 20.6%
- Denial rate
- 114 denied of 554 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 716 | 425 |
| 2024 | 749 | 430 |
| 2023 | 596 | 343 |
| 2022 | 893 | 555 |
| 2021 | 1,417 | 921 |
| 2020 | 1,112 | 700 |
| 2019 | 826 | 527 |
| 2018 | 692 | 423 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 41 | 54 |
| Presidential Bank, FSB | 23 | 25 |
| Truist Bank | 21 | 30 |
| United Wholesale Mortgage | 18 | 27 |
| Virginia Federal Credit Union | 17 | 27 |
| Navy Federal Credit Union | 13 | 32 |
| Pennymac Loan Services LLC | 13 | 24 |
| Mortgage Research Center | 10 | 28 |
| Freedom Mortgage Corporation | 10 | 19 |
| C&F Mortgage Corporation | 9 | 9 |
| TowneBank | 8 | 8 |
| Tidewater Mortgage Services, Inc | 7 | 12 |
| American Neighborhood Mortgage Acceptance Company | 7 | 7 |
| CMG Mortgage Inc | 7 | 7 |
| Movement Mortgage, LLC | 6 | 9 |
| Ocmbc, Inc. | 6 | 6 |
| Spring Eq, LLC | 6 | 9 |
| Capital Center LLC | 5 | 9 |
| Prosperity Home Mortgage, LLC | 5 | 5 |
| American Financial Network, Inc. | 5 | 8 |
| SWBC Mortgage Corporation | 5 | 5 |
| Southern Trust Mortgage, LLC | 5 | 7 |
| United Bank VA | 5 | 8 |
| Fulton Bank, National Association | 5 | 7 |
| Wells Fargo Bank NA | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 30 | no rate: base under 50 |
| Black or African American | 123 | 24.4% of 90 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 405 | 17.6% of 324 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 135 | 23.7% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 514 | 19.7% of 401 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 131 | 22.7% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 236 | 18.4% of 174 decided |
| Female | 236 | 25.8% of 190 decided |
| Joint | 169 | 17.6% of 136 decided |
| Sex Not Available | 75 | 16.7% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 841 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved