Mortgage lending in Washington County, Virginia
Lenders in Washington County, Virginia reported 1,908 mortgage applications for 2025, according to the CFPB.
1,908 mortgage applications and 1,070 loans originated in 2025; the denial rate was 24.2% of 1,500 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kingsport-Bristol, TN-VA MSA.
- 1,908
- Applications
- 1,070
- Loans originated
- 24.2%
- Denial rate
- 363 denied of 1,500 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,908 | 1,070 |
| 2024 | 1,606 | 921 |
| 2023 | 1,630 | 940 |
| 2022 | 1,945 | 1,104 |
| 2021 | 2,629 | 1,581 |
| 2020 | 2,466 | 1,544 |
| 2019 | 1,675 | 1,050 |
| 2018 | 1,626 | 961 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 180 | 308 |
| First Bank and Trust Company | 125 | 152 |
| The Bank of Marion | 90 | 104 |
| Rocket Mortgage | 90 | 136 |
| United Wholesale Mortgage | 60 | 77 |
| Movement Mortgage, LLC | 43 | 59 |
| Vanderbilt Mortgage and Finance, Inc | 32 | 202 |
| Mortgage Research Center | 26 | 43 |
| GVC Mortgage, Inc. | 18 | 22 |
| New Peoples Bank, Inc | 18 | 23 |
| Cardinal Financial Company, Li | 15 | 24 |
| First Community Bank | 14 | 22 |
| Freedom Mortgage Corporation | 14 | 30 |
| 21ST Mortgage | 14 | 42 |
| Truist Bank | 14 | 35 |
| Farm Credit of the Virginias, ACA | 11 | 20 |
| National Bank of Blacksburg | 10 | 12 |
| Skyline National Bank | 9 | 9 |
| Crosscountry Mortgage, LLC | 9 | 16 |
| Wells Fargo Bank NA | 9 | 15 |
| Mortgage Investors Group | 8 | 13 |
| Ark-LA-Tex Financial Services LLC | 7 | 9 |
| Renasant Bank | 7 | 9 |
| United Southeast Federal Credit Union | 7 | 8 |
| Newrez LLC | 7 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,631 | 24.1% of 1,285 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 224 | 24.0% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,585 | 23.9% of 1,259 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 286 | 25.8% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 601 | 23.5% of 455 decided |
| Female | 397 | 29.8% of 315 decided |
| Joint | 752 | 22.2% of 600 decided |
| Sex Not Available | 158 | 22.3% of 130 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1501 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved