Mortgage lending in Warren County, Virginia
Lenders in Warren County, Virginia reported 2,012 mortgage applications for 2025, according to the CFPB.
2,012 mortgage applications and 1,205 loans originated in 2025; the denial rate was 19.7% of 1,586 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Warren County, VA HUD Metro FMR Area.
- 2,012
- Applications
- 1,205
- Loans originated
- 19.7%
- Denial rate
- 312 denied of 1,586 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,012 | 1,205 |
| 2024 | 1,973 | 1,167 |
| 2023 | 1,610 | 949 |
| 2022 | 2,450 | 1,474 |
| 2021 | 4,393 | 2,909 |
| 2020 | 3,923 | 2,640 |
| 2019 | 2,638 | 1,636 |
| 2018 | 2,134 | 1,289 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 124 | 159 |
| Navy Federal Credit Union | 72 | 118 |
| United Wholesale Mortgage | 65 | 81 |
| Crosscountry Mortgage, LLC | 46 | 69 |
| Truist Bank | 37 | 79 |
| Atlantic Coast Mortgage, LLC | 33 | 38 |
| Freedom Mortgage Corporation | 32 | 54 |
| City National Bank of WV | 30 | 55 |
| Everett Financial, Inc. | 29 | 38 |
| Pennymac Loan Services LLC | 28 | 51 |
| Integrity Home Mortgage Corporation | 26 | 40 |
| First Bank | 21 | 27 |
| Apple Federal Credit Union | 19 | 32 |
| American Financial Network, Inc. | 18 | 21 |
| American Neighborhood Mortgage Acceptance Company | 18 | 23 |
| Nationstar Mortgage | 18 | 29 |
| Atlantic Union Bank | 18 | 29 |
| Mortgage Research Center | 17 | 41 |
| CMG Mortgage Inc | 16 | 27 |
| Movement Mortgage, LLC | 15 | 25 |
| First Heritage Mortgage, LLC | 15 | 16 |
| United Bank VA | 15 | 27 |
| loanDepot.com LLC | 14 | 18 |
| Guild Mortgage Company | 13 | 16 |
| Newrez LLC | 12 | 45 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 50 | no rate: base under 50 |
| Black or African American | 68 | 30.2% of 53 decided |
| White | 1,446 | 19.3% of 1,153 decided |
| 2 or more minority races | under 10 | |
| Joint | 50 | no rate: base under 50 |
| Race Not Available | 387 | 21.3% of 291 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 149 | 15.0% of 120 decided |
| Not Hispanic or Latino | 1,440 | 19.9% of 1,146 decided |
| Joint | 43 | no rate: base under 50 |
| Ethnicity Not Available | 380 | 21.3% of 287 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 809 | 20.1% of 658 decided |
| Female | 370 | 24.3% of 284 decided |
| Joint | 619 | 14.6% of 493 decided |
| Sex Not Available | 214 | 25.8% of 151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 389 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved