Mortgage lending in Sussex County, Virginia
Lenders in Sussex County, Virginia reported 367 mortgage applications for 2025, according to the CFPB.
367 mortgage applications and 170 loans originated in 2025; the denial rate was 32.8% of 268 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Richmond, VA HUD Metro FMR Area.
- 367
- Applications
- 170
- Loans originated
- 32.8%
- Denial rate
- 88 denied of 268 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 367 | 170 |
| 2024 | 321 | 163 |
| 2023 | 277 | 138 |
| 2022 | 373 | 192 |
| 2021 | 472 | 247 |
| 2020 | 339 | 185 |
| 2019 | 290 | 140 |
| 2018 | 274 | 140 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 102 | 49.2% of 65 decided |
| White | 176 | 22.5% of 138 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 70 | 46.2% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 247 | 30.3% of 185 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 88 | 44.1% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 127 | 31.6% of 98 decided |
| Female | 92 | 37.1% of 62 decided |
| Joint | 99 | 24.7% of 73 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1666 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved