Mortgage lending in Shenandoah County, Virginia
Lenders in Shenandoah County, Virginia reported 2,088 mortgage applications for 2025, according to the CFPB.
2,088 mortgage applications and 1,253 loans originated in 2025; the denial rate was 20.3% of 1,674 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Shenandoah County, VA.
- 2,088
- Applications
- 1,253
- Loans originated
- 20.3%
- Denial rate
- 340 denied of 1,674 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,088 | 1,253 |
| 2024 | 1,889 | 1,148 |
| 2023 | 1,646 | 967 |
| 2022 | 2,300 | 1,454 |
| 2021 | 3,520 | 2,305 |
| 2020 | 2,911 | 1,895 |
| 2019 | 2,135 | 1,380 |
| 2018 | 1,829 | 1,145 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 110 | 147 |
| Rocket Mortgage | 108 | 153 |
| Dupont Community Credit Union | 92 | 125 |
| First Bank | 66 | 104 |
| Navy Federal Credit Union | 54 | 100 |
| Integrity Home Mortgage Corporation | 52 | 61 |
| United Wholesale Mortgage | 50 | 66 |
| Truist Bank | 46 | 97 |
| City National Bank of WV | 44 | 81 |
| NVR Mortgage Finance, Inc. | 40 | 58 |
| Farmers & Merchants Bank | 26 | 36 |
| Freedom Mortgage Corporation | 23 | 51 |
| United Bank VA | 22 | 35 |
| Ark-LA-Tex Financial Services LLC | 21 | 26 |
| Pennymac Loan Services LLC | 19 | 47 |
| Atlantic Coast Mortgage, LLC | 18 | 24 |
| loanDepot.com LLC | 15 | 24 |
| Guild Mortgage Company | 14 | 26 |
| Movement Mortgage, LLC | 14 | 21 |
| ALCOVA Mortgage, LLC | 13 | 17 |
| American Neighborhood Mortgage Acceptance Company | 11 | 17 |
| Everett Financial, Inc. | 11 | 16 |
| Newrez LLC | 10 | 37 |
| Fairway Independent Mort Corp | 10 | 12 |
| Mortgage Research Center | 9 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 55 | no rate: base under 50 |
| White | 1,642 | 20.4% of 1,346 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 318 | 20.3% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 119 | 22.7% of 97 decided |
| Not Hispanic or Latino | 1,610 | 20.0% of 1,316 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 327 | 20.7% of 232 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 723 | 21.4% of 583 decided |
| Female | 432 | 25.4% of 354 decided |
| Joint | 736 | 15.3% of 600 decided |
| Sex Not Available | 197 | 24.1% of 137 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 724 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved