Mortgage lending in Scott County, Virginia
Lenders in Scott County, Virginia reported 558 mortgage applications for 2025, according to the CFPB.
558 mortgage applications and 265 loans originated in 2025; the denial rate was 32.2% of 416 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Kingsport-Bristol, TN-VA MSA.
- 558
- Applications
- 265
- Loans originated
- 32.2%
- Denial rate
- 134 denied of 416 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 558 | 265 |
| 2024 | 577 | 285 |
| 2023 | 510 | 272 |
| 2022 | 579 | 323 |
| 2021 | 663 | 383 |
| 2020 | 633 | 343 |
| 2019 | 510 | 283 |
| 2018 | 540 | 286 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 497 | 30.7% of 368 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 483 | 31.0% of 358 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 65 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 234 | 36.5% of 167 decided |
| Female | 98 | 42.9% of 77 decided |
| Joint | 196 | 22.3% of 148 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1875 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved