Mortgage lending in Russell County, Virginia
Lenders in Russell County, Virginia reported 582 mortgage applications for 2025, according to the CFPB.
582 mortgage applications and 282 loans originated in 2025; the denial rate was 29.9% of 438 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Russell County, VA.
- 582
- Applications
- 282
- Loans originated
- 29.9%
- Denial rate
- 131 denied of 438 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 582 | 282 |
| 2024 | 584 | 301 |
| 2023 | 540 | 266 |
| 2022 | 563 | 287 |
| 2021 | 805 | 423 |
| 2020 | 790 | 450 |
| 2019 | 607 | 326 |
| 2018 | 687 | 360 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 53 | 92 |
| Rocket Mortgage | 34 | 48 |
| First Bank and Trust Company | 34 | 40 |
| Movement Mortgage, LLC | 27 | 45 |
| New Peoples Bank, Inc | 11 | 15 |
| Truist Bank | 9 | 14 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 62 |
| Mortgage Research Center | 8 | 10 |
| 21ST Mortgage | 8 | 24 |
| First Sentinel Bank | 6 | 7 |
| United Wholesale Mortgage | 5 | 7 |
| Atlantic Union Bank | 5 | 8 |
| Freedom Mortgage Corporation | 4 | 12 |
| Cardinal Financial Company, Li | 4 | 7 |
| Wells Fargo Bank NA | 4 | 6 |
| Farm Credit of the Virginias, ACA | 3 | 5 |
| Virginia Federal Credit Union | 3 | 4 |
| loanDepot.com LLC | 3 | 9 |
| National Bank of Blacksburg | 3 | 3 |
| Royal United Mortgage LLC | 3 | 4 |
| Amerisave Mortgage Company | 3 | 14 |
| The Bank of Marion | 2 | 3 |
| Navy Federal Credit Union | 2 | 5 |
| GVC Mortgage, Inc. | 2 | 3 |
| New American Funding, LLC. | 2 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 509 | 28.5% of 376 decided |
| Joint | under 10 | |
| Race Not Available | 58 | 38.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 501 | 28.7% of 373 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 71 | 42.9% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 186 | 38.4% of 138 decided |
| Female | 111 | 36.6% of 82 decided |
| Joint | 238 | 18.5% of 178 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2081 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved