Mortgage lending in Rockbridge County, Virginia
Lenders in Rockbridge County, Virginia reported 757 mortgage applications for 2025, according to the CFPB.
757 mortgage applications and 445 loans originated in 2025; the denial rate was 23.1% of 602 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Rockbridge County-Buena Vista city-Lexington city, VA HUD Nonmetro FMR Area.
- 757
- Applications
- 445
- Loans originated
- 23.1%
- Denial rate
- 139 denied of 602 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 757 | 445 |
| 2024 | 623 | 380 |
| 2023 | 550 | 343 |
| 2022 | 850 | 527 |
| 2021 | 1,268 | 793 |
| 2020 | 1,144 | 727 |
| 2019 | 786 | 481 |
| 2018 | 767 | 432 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 61 | 67 |
| Dupont Community Credit Union | 48 | 66 |
| Rocket Mortgage | 42 | 56 |
| DHI Mortgage Company, LTD. | 35 | 46 |
| Truist Bank | 28 | 41 |
| City National Bank of WV | 17 | 28 |
| Atlantic Bay Mortgage Group | 15 | 19 |
| Atlantic Union Bank | 14 | 19 |
| Bank of Botetourt | 12 | 15 |
| Navy Federal Credit Union | 10 | 19 |
| Mortgage Research Center | 9 | 16 |
| loanDepot.com LLC | 6 | 8 |
| Beacon Credit Union | 5 | 13 |
| Coastal Community Bank | 5 | 9 |
| Freedom Mortgage Corporation | 5 | 6 |
| Wells Fargo Bank NA | 5 | 10 |
| Pennymac Loan Services LLC | 5 | 18 |
| Integrity Home Mortgage Corporation | 4 | 5 |
| Movement Mortgage, LLC | 4 | 4 |
| United Wholesale Mortgage | 4 | 10 |
| First Bank and Trust Company | 4 | 4 |
| Bank of the James | 4 | 5 |
| Usaa Federal Savings Bank | 4 | 7 |
| NBKC Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 10 | no rate: base under 50 |
| White | 612 | 22.5% of 489 decided |
| Joint | 15 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 104 | 25.9% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 621 | 22.7% of 499 decided |
| Joint | withheld | |
| Ethnicity Not Available | 111 | 22.9% of 83 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 249 | 24.5% of 192 decided |
| Female | 148 | 26.9% of 119 decided |
| Joint | 298 | 19.6% of 245 decided |
| Sex Not Available | 62 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 954 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved