Mortgage lending in Pulaski County, Virginia
Lenders in Pulaski County, Virginia reported 1,322 mortgage applications for 2025, according to the CFPB.
1,322 mortgage applications and 776 loans originated in 2025; the denial rate was 22.0% of 1,060 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pulaski County, VA HUD Metro FMR Area.
- 1,322
- Applications
- 776
- Loans originated
- 22.0%
- Denial rate
- 233 denied of 1,060 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,322 | 776 |
| 2024 | 1,153 | 680 |
| 2023 | 1,022 | 587 |
| 2022 | 1,413 | 850 |
| 2021 | 1,806 | 1,193 |
| 2020 | 1,610 | 1,086 |
| 2019 | 1,229 | 771 |
| 2018 | 1,162 | 718 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Atlantic Bay Mortgage Group | 84 | 99 |
| Truliant Federal Credit Union | 76 | 125 |
| Rocket Mortgage | 54 | 77 |
| Atlantic Union Bank | 51 | 69 |
| ALCOVA Mortgage, LLC | 39 | 52 |
| United Wholesale Mortgage | 32 | 48 |
| National Bank of Blacksburg | 29 | 30 |
| Movement Mortgage, LLC | 26 | 35 |
| Waterstone Mortgage Corporation | 26 | 32 |
| First Heritage Mortgage, LLC | 22 | 33 |
| Truist Bank | 21 | 43 |
| First Bank and Trust Company | 18 | 22 |
| Mortgage Research Center | 17 | 32 |
| Virginia Federal Credit Union | 15 | 27 |
| Skyline National Bank | 13 | 15 |
| First Community Bank | 12 | 24 |
| Pennymac Loan Services LLC | 12 | 26 |
| The Bank of Marion | 11 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 69 |
| Renasant Bank | 11 | 11 |
| The Federal Savings Bank | 11 | 15 |
| Navy Federal Credit Union | 9 | 21 |
| Newrez LLC | 9 | 20 |
| loanDepot.com LLC | 8 | 14 |
| Freedom First Federal Credit Union | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 41 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,094 | 20.9% of 880 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 157 | 27.1% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,135 | 21.7% of 923 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 160 | 24.3% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 487 | 23.5% of 379 decided |
| Female | 348 | 26.7% of 273 decided |
| Joint | 391 | 16.8% of 328 decided |
| Sex Not Available | 96 | 20.0% of 80 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1874 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved