Mortgage lending in Prince George County, Virginia
Lenders in Prince George County, Virginia reported 1,505 mortgage applications for 2025, according to the CFPB.
1,505 mortgage applications and 779 loans originated in 2025; the denial rate was 29.5% of 1,200 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,505
- Applications
- 779
- Loans originated
- 29.5%
- Denial rate
- 354 denied of 1,200 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,505 | 779 |
| 2024 | 1,367 | 726 |
| 2023 | 1,375 | 664 |
| 2022 | 1,640 | 878 |
| 2021 | 2,588 | 1,525 |
| 2020 | 2,392 | 1,437 |
| 2019 | 1,581 | 911 |
| 2018 | 1,434 | 806 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 62 | 93 |
| Presidential Bank, FSB | 44 | 50 |
| United Wholesale Mortgage | 41 | 57 |
| Truist Bank | 41 | 70 |
| Freedom Mortgage Corporation | 38 | 73 |
| Virginia Federal Credit Union | 37 | 54 |
| C&F Mortgage Corporation | 22 | 28 |
| Mortgage Research Center | 22 | 49 |
| Navy Federal Credit Union | 19 | 37 |
| DHI Mortgage Company, LTD. | 18 | 32 |
| loanDepot.com LLC | 18 | 24 |
| Newrez LLC | 15 | 24 |
| NVR Mortgage Finance, Inc. | 15 | 25 |
| Triad Financial Services, Inc. | 14 | 71 |
| Pennymac Loan Services LLC | 14 | 26 |
| ALCOVA Mortgage, LLC | 12 | 14 |
| Tidewater Mortgage Services, Inc | 11 | 14 |
| Citizens Bank & Trust Co. | 11 | 11 |
| Movement Mortgage, LLC | 10 | 12 |
| Capital Center LLC | 9 | 15 |
| American Financial Network, Inc. | 8 | 9 |
| Southern Trust Mortgage, LLC | 8 | 14 |
| United Bank VA | 8 | 11 |
| Atlantic Bay Mortgage Group | 8 | 11 |
| Langley Federal Credit Union | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 338 | 38.7% of 256 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 739 | 22.7% of 612 decided |
| 2 or more minority races | 20 | no rate: base under 50 |
| Joint | 36 | no rate: base under 50 |
| Race Not Available | 341 | 36.1% of 269 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 121 | 40.8% of 103 decided |
| Not Hispanic or Latino | 1,065 | 26.8% of 854 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 293 | 33.9% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 540 | 28.4% of 433 decided |
| Female | 393 | 34.4% of 299 decided |
| Joint | 415 | 24.5% of 343 decided |
| Sex Not Available | 157 | 35.2% of 125 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 449 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved