Mortgage lending in Prince Edward County, Virginia
Lenders in Prince Edward County, Virginia reported 700 mortgage applications for 2025, according to the CFPB.
700 mortgage applications and 348 loans originated in 2025; the denial rate was 29.4% of 517 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Prince Edward County, VA.
- 700
- Applications
- 348
- Loans originated
- 29.4%
- Denial rate
- 152 denied of 517 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 700 | 348 |
| 2024 | 634 | 314 |
| 2023 | 564 | 267 |
| 2022 | 760 | 384 |
| 2021 | 947 | 530 |
| 2020 | 814 | 467 |
| 2019 | 598 | 368 |
| 2018 | 537 | 310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 29 | 39 |
| Benchmark Community Bank | 29 | 38 |
| Virginia Federal Credit Union | 23 | 32 |
| ALCOVA Mortgage, LLC | 20 | 22 |
| Mortgage Research Center | 15 | 25 |
| United Wholesale Mortgage | 12 | 19 |
| Pennymac Loan Services LLC | 11 | 17 |
| C&F Mortgage Corporation | 9 | 12 |
| The Farmers Bank of Appomattox | 9 | 11 |
| Truist Bank | 9 | 21 |
| Citizens Bank & Trust Co. | 8 | 14 |
| Newrez LLC | 7 | 11 |
| Wells Fargo Bank NA | 7 | 11 |
| C&F Select LLC | 6 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 123 |
| American Financial Resources LLC | 5 | 6 |
| Navy Federal Credit Union | 5 | 20 |
| The Bank of Charlotte County | 5 | 5 |
| Movement Mortgage, LLC | 5 | 6 |
| Mutual of Omaha Mortgage | 5 | 7 |
| Crosscountry Mortgage, LLC | 5 | 8 |
| Atlantic Coast Mortgage, LLC | 4 | 5 |
| First Heritage Mortgage, LLC | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 12 |
| Atlantic Bay Mortgage Group | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 175 | 53.3% of 120 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 383 | 20.5% of 297 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 112 | 25.9% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 534 | 28.9% of 401 decided |
| Joint | withheld | |
| Ethnicity Not Available | 133 | 34.4% of 90 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 260 | 31.4% of 188 decided |
| Female | 183 | 31.9% of 135 decided |
| Joint | 195 | 25.3% of 154 decided |
| Sex Not Available | 62 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1092 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved