Mortgage lending in Nottoway County, Virginia
Lenders in Nottoway County, Virginia reported 563 mortgage applications for 2025, according to the CFPB.
563 mortgage applications and 304 loans originated in 2025; the denial rate was 24.5% of 437 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Nottoway County, VA.
- 563
- Applications
- 304
- Loans originated
- 24.5%
- Denial rate
- 107 denied of 437 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 563 | 304 |
| 2024 | 466 | 252 |
| 2023 | 450 | 241 |
| 2022 | 546 | 306 |
| 2021 | 633 | 372 |
| 2020 | 544 | 318 |
| 2019 | 400 | 234 |
| 2018 | 392 | 215 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 26 | 40 |
| Benchmark Community Bank | 24 | 37 |
| Virginia Federal Credit Union | 21 | 30 |
| Citizens Bank & Trust Co. | 20 | 32 |
| United Wholesale Mortgage | 20 | 31 |
| Mortgage Research Center | 12 | 26 |
| Freedom Mortgage Corporation | 9 | 12 |
| Pennymac Loan Services LLC | 9 | 15 |
| First Heritage Mortgage, LLC | 7 | 13 |
| ALCOVA Mortgage, LLC | 7 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 43 |
| New American Funding, LLC. | 6 | 11 |
| Truist Bank | 6 | 8 |
| Navy Federal Credit Union | 5 | 13 |
| Movement Mortgage, LLC | 5 | 5 |
| Newrez LLC | 5 | 10 |
| Crosscountry Mortgage, LLC | 5 | 8 |
| Figure Lending LLC | 4 | 9 |
| Presidential Bank, FSB | 4 | 4 |
| C&F Mortgage Corporation | 4 | 4 |
| Atlantic Bay Mortgage Group | 4 | 4 |
| American Financial Resources LLC | 3 | 5 |
| Fairway Independent Mort Corp | 3 | 7 |
| United Bank VA | 3 | 4 |
| Towne Mortgage Company | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 112 | 44.9% of 78 decided |
| White | 339 | 17.5% of 274 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 94 | 25.7% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 418 | 23.4% of 329 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 114 | 32.1% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 227 | 28.3% of 187 decided |
| Female | 148 | 23.7% of 114 decided |
| Joint | 130 | 17.5% of 97 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1498 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved