Mortgage lending in King William County, Virginia
Lenders in King William County, Virginia reported 1,004 mortgage applications for 2025, according to the CFPB.
1,004 mortgage applications and 657 loans originated in 2025; the denial rate was 17.3% of 822 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Richmond, VA HUD Metro FMR Area.
- 1,004
- Applications
- 657
- Loans originated
- 17.3%
- Denial rate
- 142 denied of 822 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,004 | 657 |
| 2024 | 897 | 557 |
| 2023 | 732 | 443 |
| 2022 | 1,104 | 707 |
| 2021 | 1,840 | 1,251 |
| 2020 | 1,626 | 1,137 |
| 2019 | 1,041 | 692 |
| 2018 | 863 | 525 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Virginia Federal Credit Union | 40 | 53 |
| Rocket Mortgage | 40 | 54 |
| United Bank VA | 40 | 43 |
| NVR Mortgage Finance, Inc. | 32 | 52 |
| C&F Mortgage Corporation | 31 | 32 |
| Vanderbilt Mortgage and Finance, Inc | 29 | 44 |
| United Wholesale Mortgage | 22 | 28 |
| Movement Mortgage, LLC | 17 | 26 |
| Citizens and Farmers Bank | 16 | 22 |
| Mortgage Research Center | 15 | 18 |
| Prosperity Home Mortgage, LLC | 14 | 17 |
| Langley Federal Credit Union | 14 | 17 |
| Towne First Mortgage, LLC | 14 | 14 |
| DHI Mortgage Company, LTD. | 13 | 23 |
| Navy Federal Credit Union | 13 | 30 |
| Pennymac Loan Services LLC | 13 | 27 |
| TowneBank | 12 | 13 |
| Atlantic Bay Mortgage Group | 11 | 11 |
| Atlantic Union Bank | 10 | 17 |
| Spring Eq, LLC | 9 | 18 |
| Truist Bank | 9 | 17 |
| Capital Center LLC | 8 | 17 |
| First Heritage Mortgage, LLC | 8 | 9 |
| Nationstar Mortgage | 8 | 9 |
| Freedom Mortgage Corporation | 8 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 106 | 32.5% of 83 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 716 | 15.4% of 589 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 137 | 16.7% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 30 | no rate: base under 50 |
| Not Hispanic or Latino | 834 | 17.3% of 682 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 127 | 13.6% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 351 | 20.0% of 290 decided |
| Female | 217 | 22.7% of 172 decided |
| Joint | 360 | 12.3% of 300 decided |
| Sex Not Available | 76 | 13.3% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 447 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved