Mortgage lending in Giles County, Virginia
Lenders in Giles County, Virginia reported 497 mortgage applications for 2025, according to the CFPB.
497 mortgage applications and 289 loans originated in 2025; the denial rate was 23.2% of 393 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Giles County, VA HUD Metro FMR Area.
- 497
- Applications
- 289
- Loans originated
- 23.2%
- Denial rate
- 91 denied of 393 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 497 | 289 |
| 2024 | 466 | 266 |
| 2023 | 447 | 258 |
| 2022 | 591 | 355 |
| 2021 | 793 | 488 |
| 2020 | 697 | 449 |
| 2019 | 534 | 321 |
| 2018 | 495 | 306 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Waterstone Mortgage Corporation | 31 | 41 |
| National Bank of Blacksburg | 31 | 34 |
| Rocket Mortgage | 21 | 36 |
| ALCOVA Mortgage, LLC | 18 | 18 |
| Celco Community Federal Credit Union | 16 | 21 |
| Movement Mortgage, LLC | 16 | 18 |
| Freedom First Federal Credit Union | 11 | 12 |
| Atlantic Bay Mortgage Group | 11 | 13 |
| United Wholesale Mortgage | 9 | 13 |
| Truist Bank | 9 | 25 |
| First Heritage Mortgage, LLC | 8 | 10 |
| The First National Bank of Peterstown | 8 | 13 |
| Atlantic Union Bank | 7 | 12 |
| Prosperity Home Mortgage, LLC | 6 | 6 |
| Mortgage Research Center | 6 | 13 |
| Newrez LLC | 5 | 8 |
| Towne Mortgage Company | 4 | 4 |
| Royal United Mortgage LLC | 4 | 4 |
| First Bank and Trust Company | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 6 |
| Skyline National Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 24 |
| Coastal Community Bank | 3 | 6 |
| First Community Bank | 3 | 4 |
| Virginia Federal Credit Union | 3 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 409 | 22.3% of 327 decided |
| Joint | under 10 | |
| Race Not Available | 67 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 427 | 22.6% of 341 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 184 | 24.6% of 142 decided |
| Female | 97 | 25.7% of 74 decided |
| Joint | 171 | 18.4% of 141 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1496 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved