Mortgage lending in Dinwiddie County, Virginia
Lenders in Dinwiddie County, Virginia reported 1,303 mortgage applications for 2025, according to the CFPB.
1,303 mortgage applications and 732 loans originated in 2025; the denial rate was 23.2% of 1,012 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,303
- Applications
- 732
- Loans originated
- 23.2%
- Denial rate
- 235 denied of 1,012 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,303 | 732 |
| 2024 | 1,159 | 620 |
| 2023 | 1,069 | 586 |
| 2022 | 1,407 | 760 |
| 2021 | 2,087 | 1,263 |
| 2020 | 1,638 | 986 |
| 2019 | 1,154 | 677 |
| 2018 | 1,127 | 602 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 60 | 85 |
| United Wholesale Mortgage | 48 | 56 |
| Presidential Bank, FSB | 44 | 54 |
| Virginia Federal Credit Union | 43 | 66 |
| Freedom Mortgage Corporation | 22 | 36 |
| C&F Mortgage Corporation | 19 | 23 |
| Mortgage Research Center | 19 | 32 |
| Pennymac Loan Services LLC | 19 | 38 |
| Navy Federal Credit Union | 18 | 40 |
| Truist Bank | 17 | 44 |
| American Neighborhood Mortgage Acceptance Company | 16 | 17 |
| Newrez LLC | 16 | 29 |
| Movement Mortgage, LLC | 15 | 20 |
| American Financial Resources LLC | 14 | 22 |
| Southern Trust Mortgage, LLC | 14 | 16 |
| ALCOVA Mortgage, LLC | 14 | 15 |
| First Bank | 13 | 21 |
| Peoples Advantage Federal Credit Union | 12 | 22 |
| loanDepot.com LLC | 12 | 19 |
| Guild Mortgage Company | 10 | 14 |
| Capital Center LLC | 9 | 16 |
| Towne Mortgage Company | 9 | 12 |
| Atlantic Bay Mortgage Group | 9 | 13 |
| Mutual of Omaha Mortgage | 8 | 13 |
| Citizens and Farmers Bank | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 269 | 33.5% of 215 decided |
| White | 737 | 18.3% of 584 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 263 | 26.1% of 188 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 70 | 24.1% of 54 decided |
| Not Hispanic or Latino | 960 | 21.6% of 764 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 257 | 29.1% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 505 | 21.1% of 389 decided |
| Female | 295 | 27.5% of 229 decided |
| Joint | 367 | 22.3% of 296 decided |
| Sex Not Available | 136 | 24.5% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 721 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved