Mortgage lending in Amelia County, Virginia
Lenders in Amelia County, Virginia reported 614 mortgage applications for 2025, according to the CFPB.
614 mortgage applications and 365 loans originated in 2025; the denial rate was 19.0% of 473 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Richmond, VA HUD Metro FMR Area.
- 614
- Applications
- 365
- Loans originated
- 19.0%
- Denial rate
- 90 denied of 473 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 614 | 365 |
| 2024 | 512 | 290 |
| 2023 | 491 | 261 |
| 2022 | 658 | 363 |
| 2021 | 1,040 | 649 |
| 2020 | 897 | 545 |
| 2019 | 580 | 331 |
| 2018 | 536 | 299 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 33 | 41 |
| Virginia Federal Credit Union | 28 | 35 |
| United Wholesale Mortgage | 22 | 28 |
| Truist Bank | 18 | 40 |
| ALCOVA Mortgage, LLC | 13 | 16 |
| Citizens Bank & Trust Co. | 12 | 20 |
| First Heritage Mortgage, LLC | 11 | 15 |
| Benchmark Community Bank | 10 | 12 |
| C&F Mortgage Corporation | 9 | 11 |
| Mortgage Research Center | 8 | 14 |
| American Financial Resources LLC | 7 | 7 |
| Southern Trust Mortgage, LLC | 7 | 7 |
| Citizens and Farmers Bank | 7 | 9 |
| TowneBank | 6 | 6 |
| Navy Federal Credit Union | 6 | 14 |
| Guild Mortgage Company | 6 | 9 |
| Movement Mortgage, LLC | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 16 |
| Call Federal | 5 | 6 |
| American Financial Network, Inc. | 5 | 6 |
| Colonial Farm Credit ACA | 5 | 5 |
| C&F Select LLC | 5 | 6 |
| Amerisave Mortgage Company | 5 | 11 |
| Capital Center LLC | 4 | 6 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 74 | no rate: base under 50 |
| White | 431 | 15.9% of 345 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 89 | 17.2% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 486 | 18.7% of 379 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 103 | 21.9% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 238 | 22.4% of 174 decided |
| Female | 102 | 34.3% of 73 decided |
| Joint | 224 | 10.1% of 188 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 639 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved