Mortgage lending in Butte County, South Dakota

Lenders in Butte County, South Dakota reported 381 mortgage applications for 2025, according to the CFPB.

381 mortgage applications and 235 loans originated in 2025; the denial rate was 19.4% of 304 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Butte County, SD.

381
Applications: 235
Loans originated: 19.4%
Denial rate: 59 denied of 304 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Butte County, South Dakota, by year
Year	Applications	Originated	Denied
2025	381	235	59
2024	341	199	65
2023	323	212	49
2022	451	273	74
2021	586	356	90
2020	552	370	64
2019	382	225	77
2018	332	213	56

The largest lenders here

Lenders in Butte County, South Dakota by loans originated, 2025
Lender	Originated	Applications
CMG Mortgage Inc	26	35
Black Hills Federal Credit Union	22	39
Gateway First Bank	20	26
United Wholesale Mortgage	19	27
Rocket Mortgage	16	23
Pioneer Bank & Trust	13	19
Granite Bank	12	16
First Interstate Bank	11	17
Black Hills Community Bank, NA	10	11
Plains Commerce Bank	7	8
Bankwest, Inc.	6	15
Mortgage Research Center	6	13
Navy Federal Credit Union	5	5
Northern Hills FCU	5	8
First National Bank	4	5
Pennymac Loan Services LLC	4	8
American Financing Corporation	3	4
Servion	3	5
Mutual of Omaha Mortgage	3	3
Carrington Mortgage Services LLC	3	5
New Day Financial, LLC.	3	6
Figure Lending LLC	2	7
Highmark Federal Credit Union	2	2
American Neighborhood Mortgage Acceptance Company	2	2
Equity Prime Mortgage LLC	2	3

Applications by race, ethnicity and sex, 2025

By race, Butte County, South Dakota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	317	19.6% of 255 decided
Joint	under 10
Race Not Available	48	no rate: base under 50

By ethnicity, Butte County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	313	19.4% of 253 decided
Joint	under 10
Ethnicity Not Available	58	no rate: base under 50

By sex, Butte County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Male	133	22.2% of 108 decided
Female	55	no rate: base under 50
Joint	163	14.5% of 131 decided
Sex Not Available	30	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 808 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026