Mortgage lending in Stokes County, North Carolina
Lenders in Stokes County, North Carolina reported 2,135 mortgage applications for 2025, according to the CFPB.
2,135 mortgage applications and 1,200 loans originated in 2025; the denial rate was 26.5% of 1,718 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winston-Salem, NC HUD Metro FMR Area.
- 2,135
- Applications
- 1,200
- Loans originated
- 26.5%
- Denial rate
- 456 denied of 1,718 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,135 | 1,200 |
| 2024 | 1,805 | 1,047 |
| 2023 | 1,632 | 934 |
| 2022 | 1,974 | 1,155 |
| 2021 | 2,745 | 1,731 |
| 2020 | 2,337 | 1,403 |
| 2019 | 1,673 | 1,029 |
| 2018 | 1,531 | 910 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Allegacy Federal Credit Union | 125 | 184 |
| State Employees' Credit Union | 81 | 137 |
| Rocket Mortgage | 80 | 134 |
| Atlantic Bay Mortgage Group | 63 | 76 |
| Fairway Independent Mort Corp | 52 | 63 |
| loanDepot.com LLC | 41 | 79 |
| Truist Bank | 41 | 67 |
| First National Bank of PA | 40 | 59 |
| United Wholesale Mortgage | 38 | 71 |
| Truliant Federal Credit Union | 38 | 87 |
| First Ciitizens Bank and Trust | 38 | 58 |
| DHI Mortgage Company, LTD. | 28 | 34 |
| Movement Mortgage, LLC | 27 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 24 | 124 |
| Highlands Residential Mortgage, Ltd. | 24 | 30 |
| Freedom Mortgage Corporation | 21 | 45 |
| Mortgage Research Center | 16 | 41 |
| First Horizon Bank | 16 | 25 |
| Crosscountry Mortgage, LLC | 14 | 22 |
| Lennar Mortgage, LLC | 13 | 15 |
| Pennymac Loan Services LLC | 13 | 19 |
| Guaranteed Rate, Inc. | 12 | 18 |
| Navy Federal Credit Union | 11 | 16 |
| Coastal Community Bank | 10 | 24 |
| Newrez LLC | 9 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 93 | 46.4% of 69 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,726 | 25.0% of 1,404 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 263 | 27.5% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 90 | 32.4% of 74 decided |
| Not Hispanic or Latino | 1,738 | 25.5% of 1,415 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 273 | 29.6% of 206 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 769 | 27.1% of 590 decided |
| Female | 450 | 31.8% of 371 decided |
| Joint | 750 | 21.4% of 631 decided |
| Sex Not Available | 166 | 34.1% of 126 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1453 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved