Mortgage lending in Alleghany County, North Carolina
Lenders in Alleghany County, North Carolina reported 467 mortgage applications for 2025, according to the CFPB.
467 mortgage applications and 276 loans originated in 2025; the denial rate was 25.0% of 372 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Alleghany County, NC.
- 467
- Applications
- 276
- Loans originated
- 25.0%
- Denial rate
- 93 denied of 372 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 467 | 276 |
| 2024 | 389 | 227 |
| 2023 | 411 | 263 |
| 2022 | 542 | 346 |
| 2021 | 832 | 528 |
| 2020 | 728 | 440 |
| 2019 | 472 | 279 |
| 2018 | 463 | 278 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 38 | 64 |
| Skyline National Bank | 35 | 40 |
| Rocket Mortgage | 29 | 39 |
| Truist Bank | 22 | 38 |
| Atlantic Bay Mortgage Group | 18 | 28 |
| First Community Bank | 10 | 16 |
| Movement Mortgage, LLC | 6 | 9 |
| Mortgage Research Center | 5 | 10 |
| Fairway Independent Mort Corp | 5 | 6 |
| United Wholesale Mortgage | 4 | 6 |
| TD Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 18 |
| Navy Federal Credit Union | 3 | 5 |
| Freedom Mortgage Corporation | 3 | 4 |
| Spring Eq, LLC | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| Citizens Bank, NA | 3 | 3 |
| First Ciitizens Bank and Trust | 3 | 4 |
| First National Bank of PA | 3 | 8 |
| Coastal Community Bank | 2 | 5 |
| loanDepot.com LLC | 2 | 6 |
| Newrez LLC | 2 | 7 |
| AgSouth Farm Credit | 2 | 2 |
| Coastal Federal Credit Union | 2 | 2 |
| Mutual of Omaha Mortgage | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 390 | 23.4% of 316 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 373 | 22.4% of 303 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 168 | 32.4% of 136 decided |
| Female | 65 | 27.6% of 58 decided |
| Joint | 194 | 18.5% of 151 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1289 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved