Mortgage lending in Wright County, Minnesota
Lenders in Wright County, Minnesota reported 6,704 mortgage applications for 2025, according to the CFPB.
6,704 mortgage applications and 4,546 loans originated in 2025; the denial rate was 15.3% of 5,634 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 6,704
- Applications
- 4,546
- Loans originated
- 15.3%
- Denial rate
- 864 denied of 5,634 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,704 | 4,546 |
| 2024 | 5,996 | 3,997 |
| 2023 | 5,450 | 3,682 |
| 2022 | 7,560 | 5,122 |
| 2021 | 13,934 | 10,061 |
| 2020 | 15,059 | 10,963 |
| 2019 | 8,957 | 6,245 |
| 2018 | 6,668 | 4,680 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 234 | 306 |
| Rocket Mortgage | 224 | 282 |
| Bell Bank | 220 | 264 |
| Lennar Mortgage, LLC | 200 | 251 |
| Trustone Financial Credit Union | 184 | 267 |
| Blaze Credit Union | 135 | 196 |
| Crosscountry Mortgage, LLC | 127 | 154 |
| New American Funding, LLC. | 121 | 172 |
| Fairway Independent Mort Corp | 114 | 143 |
| US Bank, N.A. | 113 | 203 |
| M/I Financial. LLC | 98 | 112 |
| Pennymac Loan Services LLC | 84 | 126 |
| Affinity Plus Federal Credit Union | 82 | 113 |
| Wings Financial Credit Union | 81 | 124 |
| Old National Bank | 69 | 100 |
| DHI Mortgage Company, LTD. | 68 | 85 |
| loanDepot.com LLC | 68 | 107 |
| Granite Bank | 67 | 85 |
| Newrez LLC | 62 | 122 |
| Wells Fargo Bank NA | 61 | 88 |
| Huntington National Bank | 60 | 102 |
| Cortrust Bank | 54 | 64 |
| Paramount Residential Mortgage | 51 | 69 |
| Prosperity Home Mortgage, LLC | 47 | 59 |
| Tradition Mortgage, LLC | 47 | 47 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 131 | 21.1% of 104 decided |
| Black or African American | 363 | 22.9% of 297 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,188 | 14.2% of 4,407 decided |
| 2 or more minority races | under 10 | |
| Joint | 146 | 10.3% of 126 decided |
| Race Not Available | 843 | 19.0% of 670 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 187 | 28.8% of 156 decided |
| Not Hispanic or Latino | 5,516 | 14.5% of 4,675 decided |
| Joint | 103 | 15.7% of 89 decided |
| Ethnicity Not Available | 898 | 17.6% of 714 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,161 | 19.0% of 1,782 decided |
| Female | 1,167 | 20.0% of 978 decided |
| Joint | 2,912 | 10.8% of 2,509 decided |
| Sex Not Available | 464 | 15.9% of 365 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 354 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved