Mortgage lending in Swift County, Minnesota
Lenders in Swift County, Minnesota reported 216 mortgage applications for 2025, according to the CFPB.
216 mortgage applications and 133 loans originated in 2025; the denial rate was 20.7% of 174 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Swift County, MN.
- 216
- Applications
- 133
- Loans originated
- 20.7%
- Denial rate
- 36 denied of 174 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 216 | 133 |
| 2024 | 207 | 137 |
| 2023 | 157 | 103 |
| 2022 | 242 | 174 |
| 2021 | 315 | 227 |
| 2020 | 285 | 193 |
| 2019 | 201 | 136 |
| 2018 | 175 | 120 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| BMO Harris Bank NA | 12 | 23 |
| Primelending | 6 | 7 |
| Servion | 6 | 7 |
| Rocket Mortgage | 6 | 12 |
| Old National Bank | 5 | 5 |
| United Wholesale Mortgage | 5 | 8 |
| Mortgage Research Center | 4 | 6 |
| Granite Bank | 4 | 4 |
| Magnifi Financial Credit Union | 4 | 8 |
| Fairway Independent Mort Corp | 4 | 4 |
| Homeowners Financial Group, LLC | 4 | 4 |
| Bravera Bank | 4 | 4 |
| US Bank, N.A. | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 4 |
| Huntington National Bank | 3 | 6 |
| Movement Mortgage, LLC | 3 | 3 |
| Plains Commerce Bank | 3 | 3 |
| Bell Bank | 3 | 3 |
| Lake Central Bank | 3 | 3 |
| National Bank of Commerce | 3 | 6 |
| HomeTown Bank | 2 | 4 |
| Figure Lending LLC | 2 | 2 |
| Prosperity Home Mortgage, LLC | 2 | 3 |
| Heritage Bank NA | 2 | 3 |
| Affinity Plus Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 189 | 21.7% of 152 decided |
| Joint | under 10 | |
| Race Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 186 | 21.2% of 151 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 94 | 26.6% of 79 decided |
| Female | 35 | no rate: base under 50 |
| Joint | 76 | 15.5% of 58 decided |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2395 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved