Mortgage lending in Stevens County, Minnesota
Lenders in Stevens County, Minnesota reported 195 mortgage applications for 2025, according to the CFPB.
195 mortgage applications and 125 loans originated in 2025; the denial rate was 19.3% of 161 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Stevens County, MN.
- 195
- Applications
- 125
- Loans originated
- 19.3%
- Denial rate
- 31 denied of 161 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 195 | 125 |
| 2024 | 183 | 136 |
| 2023 | 179 | 146 |
| 2022 | 218 | 159 |
| 2021 | 334 | 248 |
| 2020 | 363 | 275 |
| 2019 | 216 | 164 |
| 2018 | 200 | 148 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Old National Bank | 24 | 30 |
| National Bank of Commerce | 12 | 13 |
| United Wholesale Mortgage | 8 | 9 |
| Dacotah Bank | 8 | 12 |
| BMO Harris Bank NA | 7 | 13 |
| Rocket Mortgage | 6 | 11 |
| Star Bank | 5 | 6 |
| AgCountry Farm Credit Services, FLCA | 4 | 5 |
| Huntington National Bank | 4 | 5 |
| Bremer Bank NA | 4 | 6 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| Magnifi Financial Credit Union | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 3 |
| Think Mutual Bank | 2 | 2 |
| Navy Federal Credit Union | 2 | 2 |
| First Western Bank & Trust | 2 | 2 |
| Plaza Home Mortgage, Inc | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 4 |
| Homeowners Financial Group, LLC | 2 | 4 |
| Gate City Bank | 2 | 2 |
| Bell Bank | 2 | 2 |
| Park State Bank | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 2 |
| loanDepot.com LLC | 1 | 2 |
| Choice Financial Group | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 159 | 20.4% of 132 decided |
| Joint | under 10 | |
| Race Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 151 | 19.2% of 125 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | no rate: base under 50 |
| Female | 34 | no rate: base under 50 |
| Joint | 84 | 13.0% of 69 decided |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2394 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved