Mortgage lending in Sibley County, Minnesota
Lenders in Sibley County, Minnesota reported 464 mortgage applications for 2025, according to the CFPB.
464 mortgage applications and 311 loans originated in 2025; the denial rate was 16.5% of 393 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Sibley County, MN.
- 464
- Applications
- 311
- Loans originated
- 16.5%
- Denial rate
- 65 denied of 393 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 464 | 311 |
| 2024 | 399 | 272 |
| 2023 | 421 | 285 |
| 2022 | 505 | 348 |
| 2021 | 899 | 631 |
| 2020 | 838 | 592 |
| 2019 | 566 | 399 |
| 2018 | 484 | 321 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 22 | 31 |
| United Wholesale Mortgage | 22 | 23 |
| New American Funding, LLC. | 11 | 20 |
| Fairway Independent Mort Corp | 11 | 15 |
| Bell Bank | 11 | 17 |
| First State Bank of Le Center | 9 | 9 |
| Minnwest Bank | 9 | 11 |
| US Bank, N.A. | 9 | 21 |
| Cornerstone State Bank | 8 | 8 |
| Old National Bank | 8 | 10 |
| Mortgage Research Center | 8 | 15 |
| Granite Bank | 8 | 9 |
| Security Bank & Trust Company | 7 | 8 |
| First National Bank Minnesota | 6 | 7 |
| Nationstar Mortgage | 6 | 6 |
| SouthPoint Financial Credit Union | 6 | 7 |
| Crosscountry Mortgage, LLC | 6 | 8 |
| Pennymac Loan Services LLC | 6 | 10 |
| HomeTown Bank | 5 | 8 |
| Newrez LLC | 5 | 10 |
| Citizens Bank Minnesota | 4 | 6 |
| Huntington National Bank | 4 | 5 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
| Trustone Financial Credit Union | 4 | 6 |
| Kind Lending, LLC | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 390 | 14.8% of 332 decided |
| Joint | under 10 | |
| Race Not Available | 64 | 25.5% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 368 | 14.9% of 316 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 65 | 17.3% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 177 | 15.4% of 149 decided |
| Female | 69 | 27.6% of 58 decided |
| Joint | 184 | 14.8% of 162 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1148 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved