Mortgage lending in Sherburne County, Minnesota
Lenders in Sherburne County, Minnesota reported 4,170 mortgage applications for 2025, according to the CFPB.
4,170 mortgage applications and 2,780 loans originated in 2025; the denial rate was 16.1% of 3,490 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 4,170
- Applications
- 2,780
- Loans originated
- 16.1%
- Denial rate
- 563 denied of 3,490 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,170 | 2,780 |
| 2024 | 3,734 | 2,480 |
| 2023 | 3,559 | 2,306 |
| 2022 | 5,106 | 3,382 |
| 2021 | 9,453 | 6,833 |
| 2020 | 10,329 | 7,443 |
| 2019 | 6,425 | 4,494 |
| 2018 | 4,813 | 3,280 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 157 | 211 |
| Blaze Credit Union | 156 | 215 |
| United Wholesale Mortgage | 153 | 198 |
| Bell Bank | 118 | 134 |
| Trustone Financial Credit Union | 113 | 155 |
| Crosscountry Mortgage, LLC | 108 | 139 |
| US Bank, N.A. | 82 | 162 |
| New American Funding, LLC. | 77 | 139 |
| Sherburne State Bank | 76 | 83 |
| Fairway Independent Mort Corp | 66 | 76 |
| Affinity Plus Federal Credit Union | 61 | 91 |
| Wings Financial Credit Union | 55 | 73 |
| loanDepot.com LLC | 54 | 95 |
| Lennar Mortgage, LLC | 47 | 56 |
| Pennymac Loan Services LLC | 46 | 76 |
| Huntington National Bank | 37 | 74 |
| Luminate Bank | 35 | 42 |
| Newrez LLC | 34 | 68 |
| Minnco Credit Union | 34 | 54 |
| Old National Bank | 33 | 44 |
| The Bank of Elk River | 32 | 47 |
| Everett Financial, Inc. | 32 | 41 |
| Wells Fargo Bank NA | 32 | 60 |
| Prosperity Home Mortgage, LLC | 31 | 40 |
| St. Cloud Financial Credit Union | 30 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 80 | 17.1% of 70 decided |
| Black or African American | 132 | 22.4% of 98 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,324 | 14.9% of 2,846 decided |
| 2 or more minority races | under 10 | |
| Joint | 75 | 12.7% of 63 decided |
| Race Not Available | 530 | 22.7% of 392 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 107 | 28.1% of 89 decided |
| Not Hispanic or Latino | 3,450 | 15.3% of 2,940 decided |
| Joint | 66 | 11.3% of 53 decided |
| Ethnicity Not Available | 547 | 20.1% of 408 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,442 | 20.2% of 1,191 decided |
| Female | 705 | 17.9% of 588 decided |
| Joint | 1,742 | 11.8% of 1,505 decided |
| Sex Not Available | 281 | 19.4% of 206 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 480 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved