Mortgage lending in Nicollet County, Minnesota
Lenders in Nicollet County, Minnesota reported 928 mortgage applications for 2025, according to the CFPB.
928 mortgage applications and 641 loans originated in 2025; the denial rate was 14.6% of 783 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mankato, MN MSA.
- 928
- Applications
- 641
- Loans originated
- 14.6%
- Denial rate
- 114 denied of 783 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 928 | 641 |
| 2024 | 789 | 575 |
| 2023 | 743 | 511 |
| 2022 | 993 | 703 |
| 2021 | 1,943 | 1,452 |
| 2020 | 2,171 | 1,624 |
| 2019 | 1,297 | 951 |
| 2018 | 976 | 742 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 105 | 132 |
| Rocket Mortgage | 32 | 37 |
| Crosscountry Mortgage, LLC | 31 | 42 |
| Pioneer Bank | 29 | 31 |
| Affinity Plus Federal Credit Union | 29 | 38 |
| HomeTown Bank | 24 | 26 |
| Minnesota Valley Federal Credit Union | 23 | 27 |
| US Bank, N.A. | 23 | 34 |
| SouthPoint Financial Credit Union | 22 | 30 |
| Luminate Bank | 20 | 26 |
| Old National Bank | 16 | 18 |
| Frandsen Bank & Trust | 16 | 24 |
| Community Bank Mankato | 15 | 15 |
| Compeer Financial | 12 | 14 |
| First National Bank Minnesota | 10 | 12 |
| Wells Fargo Bank NA | 9 | 12 |
| Bell Bank | 8 | 10 |
| MinnStar Bank National Association | 7 | 8 |
| Figure Lending LLC | 7 | 9 |
| Plaza Home Mortgage, Inc | 7 | 9 |
| Citizens Community Federal N.A. | 7 | 8 |
| Minnwest Bank | 7 | 7 |
| Mortgage Research Center | 6 | 10 |
| Bankvista | 6 | 6 |
| Alliance Bank | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 773 | 13.3% of 662 decided |
| Joint | under 10 | |
| Race Not Available | 128 | 19.6% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 754 | 13.9% of 641 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 124 | 16.7% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 277 | 13.1% of 237 decided |
| Female | 201 | 23.2% of 164 decided |
| Joint | 369 | 10.8% of 316 decided |
| Sex Not Available | 81 | 16.7% of 66 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 769 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved