Mortgage lending in Lyon County, Minnesota
Lenders in Lyon County, Minnesota reported 546 mortgage applications for 2025, according to the CFPB.
546 mortgage applications and 384 loans originated in 2025; the denial rate was 15.4% of 467 applications decided. The median loan was about $150,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lyon County, MN.
- 546
- Applications
- 384
- Loans originated
- 15.4%
- Denial rate
- 72 denied of 467 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 546 | 384 |
| 2024 | 489 | 322 |
| 2023 | 446 | 321 |
| 2022 | 619 | 424 |
| 2021 | 1,072 | 783 |
| 2020 | 1,135 | 854 |
| 2019 | 704 | 507 |
| 2018 | 608 | 429 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Minnwest Bank | 56 | 70 |
| United Wholesale Mortgage | 36 | 42 |
| Old National Bank | 33 | 40 |
| Rocket Mortgage | 32 | 37 |
| US Bank, N.A. | 18 | 27 |
| Plains Commerce Bank | 14 | 22 |
| BMO Harris Bank NA | 13 | 27 |
| Bremer Bank NA | 13 | 19 |
| Merchants Bank, National Association | 13 | 14 |
| Mortgage Research Center | 8 | 12 |
| Homeowners Financial Group, LLC | 8 | 9 |
| Prosperity Home Mortgage, LLC | 6 | 7 |
| Affinity Plus Federal Credit Union | 5 | 7 |
| Luminate Bank | 5 | 5 |
| HomeTown Bank | 4 | 4 |
| Figure Lending LLC | 4 | 10 |
| Crosscountry Mortgage, LLC | 4 | 7 |
| Wells Fargo Bank NA | 4 | 5 |
| A&d Mortgage LLC | 3 | 4 |
| AgCountry Farm Credit Services, FLCA | 3 | 4 |
| First Bank & Trust | 3 | 4 |
| Plaza Home Mortgage, Inc | 3 | 5 |
| Fairway Independent Mort Corp | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 7 |
| Usaa Federal Savings Bank | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 32 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 427 | 12.9% of 371 decided |
| Joint | under 10 | |
| Race Not Available | 74 | 20.0% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 433 | 14.0% of 378 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 83 | 23.9% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 200 | 16.9% of 172 decided |
| Female | 109 | 17.6% of 85 decided |
| Joint | 193 | 11.5% of 174 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1904 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved