Mortgage lending in Isanti County, Minnesota
Lenders in Isanti County, Minnesota reported 1,901 mortgage applications for 2025, according to the CFPB.
1,901 mortgage applications and 1,190 loans originated in 2025; the denial rate was 20.3% of 1,580 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 1,901
- Applications
- 1,190
- Loans originated
- 20.3%
- Denial rate
- 321 denied of 1,580 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,901 | 1,190 |
| 2024 | 1,730 | 1,102 |
| 2023 | 1,624 | 1,059 |
| 2022 | 2,313 | 1,574 |
| 2021 | 3,934 | 2,733 |
| 2020 | 3,693 | 2,571 |
| 2019 | 2,504 | 1,687 |
| 2018 | 2,122 | 1,469 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Affinity Plus Federal Credit Union | 112 | 164 |
| Minnco Credit Union | 72 | 143 |
| United Wholesale Mortgage | 71 | 83 |
| Rocket Mortgage | 61 | 84 |
| Bell Bank | 60 | 78 |
| Crosscountry Mortgage, LLC | 52 | 71 |
| Guaranteed Rate, Inc. | 29 | 43 |
| Fairway Independent Mort Corp | 27 | 35 |
| loanDepot.com LLC | 25 | 49 |
| US Bank, N.A. | 23 | 57 |
| First Bank & Trust | 22 | 45 |
| Trustone Financial Credit Union | 22 | 32 |
| Frandsen Bank & Trust | 22 | 27 |
| New American Funding, LLC. | 21 | 36 |
| Blaze Credit Union | 21 | 34 |
| Luminate Bank | 21 | 29 |
| Pennymac Loan Services LLC | 19 | 29 |
| Freedom Mortgage Corporation | 16 | 37 |
| Summit Mortgage Corporation | 15 | 17 |
| Mutual of Omaha Mortgage | 15 | 16 |
| Royal Credit Union | 15 | 20 |
| Paramount Residential Mortgage | 13 | 17 |
| Compeer Financial | 13 | 18 |
| Lower, LLC | 13 | 15 |
| Granite Bank | 12 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| White | 1,572 | 20.2% of 1,326 decided |
| 2 or more minority races | under 10 | |
| Joint | 35 | no rate: base under 50 |
| Race Not Available | 222 | 15.7% of 166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 1,548 | 20.6% of 1,308 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 282 | 17.3% of 214 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 644 | 23.9% of 536 decided |
| Female | 343 | 28.9% of 284 decided |
| Joint | 779 | 14.1% of 662 decided |
| Sex Not Available | 135 | 18.4% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 612 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved