Mortgage lending in Douglas County, Minnesota
Lenders in Douglas County, Minnesota reported 1,188 mortgage applications for 2025, according to the CFPB.
1,188 mortgage applications and 798 loans originated in 2025; the denial rate was 14.3% of 983 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Douglas County, MN.
- 1,188
- Applications
- 798
- Loans originated
- 14.3%
- Denial rate
- 141 denied of 983 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,188 | 798 |
| 2024 | 1,006 | 728 |
| 2023 | 888 | 651 |
| 2022 | 1,276 | 901 |
| 2021 | 2,578 | 1,860 |
| 2020 | 2,798 | 2,073 |
| 2019 | 1,717 | 1,208 |
| 2018 | 1,400 | 1,010 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bell Bank | 127 | 173 |
| Gate City Bank | 44 | 54 |
| Rocket Mortgage | 39 | 51 |
| United Wholesale Mortgage | 39 | 55 |
| Affinity Plus Federal Credit Union | 35 | 45 |
| Old National Bank | 34 | 48 |
| Iowa Bankers Mortgage Corporation | 27 | 29 |
| US Bank, N.A. | 25 | 47 |
| First Western Bank & Trust | 23 | 31 |
| Bremer Bank NA | 21 | 28 |
| Premier Mortgage Resources, LLC | 20 | 22 |
| Magnifi Financial Credit Union | 20 | 24 |
| Truist Bank | 14 | 15 |
| Plaza Home Mortgage, Inc | 13 | 18 |
| Mortgage Research Center | 12 | 18 |
| American National Bank of Minnesota | 12 | 13 |
| Trustone Financial Credit Union | 12 | 15 |
| Homeowners Financial Group, LLC | 12 | 15 |
| Merchants Bank, National Association | 11 | 13 |
| Pennymac Loan Services LLC | 10 | 20 |
| Wells Fargo Bank NA | 9 | 12 |
| loanDepot.com LLC | 7 | 10 |
| Neighborhood National Bank | 7 | 14 |
| Wings Financial Credit Union | 6 | 11 |
| Kensington Bank | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 991 | 11.2% of 824 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 159 | 33.6% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,000 | 12.8% of 833 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 19.8% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 362 | 17.0% of 300 decided |
| Female | 198 | 19.3% of 161 decided |
| Joint | 537 | 10.4% of 452 decided |
| Sex Not Available | 91 | 17.1% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 768 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved