Mortgage lending in Chippewa County, Minnesota
Lenders in Chippewa County, Minnesota reported 246 mortgage applications for 2025, according to the CFPB.
246 mortgage applications and 150 loans originated in 2025; the denial rate was 19.9% of 201 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chippewa County, MN.
- 246
- Applications
- 150
- Loans originated
- 19.9%
- Denial rate
- 40 denied of 201 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 246 | 150 |
| 2024 | 238 | 157 |
| 2023 | 184 | 117 |
| 2022 | 276 | 193 |
| 2021 | 459 | 329 |
| 2020 | 399 | 295 |
| 2019 | 307 | 215 |
| 2018 | 301 | 210 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Minnwest Bank | 16 | 21 |
| Rocket Mortgage | 14 | 20 |
| Servion | 11 | 13 |
| United Wholesale Mortgage | 11 | 17 |
| Citizens Alliance Bank | 9 | 16 |
| Mortgage Research Center | 5 | 9 |
| Homeowners Financial Group, LLC | 5 | 6 |
| Everett Financial, Inc. | 5 | 8 |
| Old National Bank | 4 | 11 |
| Heritage Bank NA | 4 | 6 |
| US Bank, N.A. | 4 | 8 |
| loanDepot.com LLC | 3 | 3 |
| Granite Bank | 3 | 3 |
| Veridian Credit Union | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 3 |
| A&d Mortgage LLC | 2 | 2 |
| Huntington National Bank | 2 | 4 |
| Planet Home Lending, LLC | 2 | 2 |
| Prosperity Home Mortgage, LLC | 2 | 2 |
| New American Funding, LLC. | 2 | 7 |
| Compeer Financial | 2 | 2 |
| Plaza Home Mortgage, Inc | 2 | 2 |
| Plains Commerce Bank | 2 | 3 |
| Trustone Financial Credit Union | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 189 | 17.9% of 156 decided |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 189 | 19.5% of 154 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 32 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 91 | 23.6% of 72 decided |
| Female | 47 | no rate: base under 50 |
| Joint | 87 | 15.3% of 72 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1772 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved