Mortgage lending in Carver County, Minnesota
Lenders in Carver County, Minnesota reported 4,460 mortgage applications for 2025, according to the CFPB.
4,460 mortgage applications and 3,090 loans originated in 2025; the denial rate was 13.7% of 3,731 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
- 4,460
- Applications
- 3,090
- Loans originated
- 13.7%
- Denial rate
- 513 denied of 3,731 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,460 | 3,090 |
| 2024 | 3,755 | 2,686 |
| 2023 | 3,767 | 2,652 |
| 2022 | 5,518 | 3,783 |
| 2021 | 10,860 | 8,103 |
| 2020 | 12,385 | 9,113 |
| 2019 | 6,595 | 4,826 |
| 2018 | 5,094 | 3,624 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bell Bank | 201 | 240 |
| Lennar Mortgage, LLC | 157 | 177 |
| Old National Bank | 154 | 219 |
| Rocket Mortgage | 148 | 190 |
| US Bank, N.A. | 133 | 235 |
| United Wholesale Mortgage | 130 | 168 |
| Wings Financial Credit Union | 118 | 167 |
| Trustone Financial Credit Union | 118 | 162 |
| Crosscountry Mortgage, LLC | 92 | 113 |
| Tradition Mortgage, LLC | 87 | 87 |
| DHI Mortgage Company, LTD. | 72 | 97 |
| Prosperity Home Mortgage, LLC | 65 | 75 |
| Huntington National Bank | 61 | 96 |
| Pennymac Loan Services LLC | 61 | 87 |
| Fairway Independent Mort Corp | 60 | 76 |
| Blaze Credit Union | 53 | 71 |
| HomeTown Bank | 49 | 54 |
| M/I Financial. LLC | 48 | 57 |
| Alerus Financial NA | 40 | 41 |
| New American Funding, LLC. | 37 | 61 |
| Luminate Bank | 37 | 45 |
| Guild Mortgage Company | 30 | 42 |
| Affinity Plus Federal Credit Union | 30 | 43 |
| Wells Fargo Bank NA | 30 | 52 |
| Baxter Credit Union | 28 | 41 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 195 | 23.6% of 157 decided |
| Black or African American | 59 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,510 | 12.7% of 2,973 decided |
| 2 or more minority races | under 10 | |
| Joint | 114 | 10.8% of 93 decided |
| Race Not Available | 554 | 16.9% of 443 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 139 | 30.3% of 109 decided |
| Not Hispanic or Latino | 3,677 | 12.7% of 3,097 decided |
| Joint | 84 | 20.5% of 73 decided |
| Ethnicity Not Available | 560 | 15.7% of 452 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,337 | 18.0% of 1,105 decided |
| Female | 683 | 18.3% of 586 decided |
| Joint | 2,115 | 9.3% of 1,787 decided |
| Sex Not Available | 325 | 16.2% of 253 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 265 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved