Mortgage lending in Blue Earth County, Minnesota
Lenders in Blue Earth County, Minnesota reported 1,609 mortgage applications for 2025, according to the CFPB.
1,609 mortgage applications and 1,087 loans originated in 2025; the denial rate was 14.9% of 1,344 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Mankato, MN MSA.
- 1,609
- Applications
- 1,087
- Loans originated
- 14.9%
- Denial rate
- 200 denied of 1,344 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,609 | 1,087 |
| 2024 | 1,512 | 1,001 |
| 2023 | 1,375 | 977 |
| 2022 | 1,860 | 1,314 |
| 2021 | 3,674 | 2,669 |
| 2020 | 3,970 | 2,907 |
| 2019 | 2,491 | 1,791 |
| 2018 | 2,074 | 1,557 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 185 | 215 |
| Crosscountry Mortgage, LLC | 63 | 84 |
| Rocket Mortgage | 56 | 75 |
| Affinity Plus Federal Credit Union | 53 | 68 |
| Community Bank Mankato | 45 | 52 |
| Minnesota Valley Federal Credit Union | 44 | 50 |
| US Bank, N.A. | 44 | 80 |
| Luminate Bank | 36 | 44 |
| MinnStar Bank National Association | 32 | 32 |
| Bankvista | 27 | 28 |
| Old National Bank | 26 | 34 |
| Frandsen Bank & Trust | 25 | 27 |
| Pioneer Bank | 21 | 24 |
| Huntington National Bank | 20 | 39 |
| Wells Fargo Bank NA | 20 | 33 |
| First National Bank Minnesota | 16 | 18 |
| Mortgage Research Center | 16 | 35 |
| SouthPoint Financial Credit Union | 16 | 20 |
| New American Funding, LLC. | 14 | 23 |
| Compeer Financial | 13 | 17 |
| Freedom Mortgage Corporation | 11 | 18 |
| Bell Bank | 10 | 11 |
| Luminate Home Loans, Inc. | 9 | 13 |
| Citizens Community Federal N.A. | 9 | 12 |
| Plaza Home Mortgage, Inc | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,265 | 13.4% of 1,046 decided |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 263 | 16.3% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 61 | no rate: base under 50 |
| Not Hispanic or Latino | 1,250 | 13.9% of 1,038 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 266 | 14.4% of 229 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 524 | 15.9% of 421 decided |
| Female | 310 | 21.4% of 257 decided |
| Joint | 579 | 10.4% of 491 decided |
| Sex Not Available | 196 | 15.4% of 175 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1011 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved