Mortgage lending in Luce County, Michigan
Lenders in Luce County, Michigan reported 135 mortgage applications for 2025, according to the CFPB.
135 mortgage applications and 80 loans originated in 2025; the denial rate was 24.1% of 112 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Luce County, MI.
- 135
- Applications
- 80
- Loans originated
- 24.1%
- Denial rate
- 27 denied of 112 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 135 | 80 |
| 2024 | 111 | 66 |
| 2023 | 120 | 70 |
| 2022 | 139 | 88 |
| 2021 | 218 | 145 |
| 2020 | 184 | 106 |
| 2019 | 143 | 75 |
| 2018 | 127 | 74 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Nicolet National Bank | 22 | 22 |
| Rocket Mortgage | 11 | 15 |
| Mortgage Research Center | 5 | 9 |
| GreenStone Farm Credit Services | 4 | 5 |
| American Financial Resources LLC | 2 | 2 |
| loanDepot.com LLC | 2 | 5 |
| United Wholesale Mortgage | 2 | 3 |
| BLG Holdings, LLC | 2 | 2 |
| Canopy Mortgage, LLC | 2 | 2 |
| Legacy Mortgage | 1 | 1 |
| Kellogg Community Credit Union | 1 | 1 |
| Range Bank | 1 | 1 |
| Summit Credit Union | 1 | 1 |
| Honor Credit Union | 1 | 1 |
| Huntington National Bank | 1 | 4 |
| Coastal Community Bank | 1 | 4 |
| Vibe Credit Union | 1 | 1 |
| Security Credit Union | 1 | 2 |
| Credit Union One | 1 | 1 |
| Dart Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 4 |
| Dow Credit Union | 1 | 1 |
| Newrez LLC | 1 | 3 |
| Consumers Credit Union | 1 | 1 |
| Farmers State Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 102 | 20.4% of 88 decided |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 107 | 23.9% of 92 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 59 | 17.6% of 51 decided |
| Female | 27 | no rate: base under 50 |
| Joint | 34 | no rate: base under 50 |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2387 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved