Mortgage lending in St. James Parish, Louisiana
Lenders in St. James Parish, Louisiana reported 564 mortgage applications for 2025, according to the CFPB.
564 mortgage applications and 253 loans originated in 2025; the denial rate was 37.4% of 455 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. James Parish, LA HUD Metro FMR Area.
- 564
- Applications
- 253
- Loans originated
- 37.4%
- Denial rate
- 170 denied of 455 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 564 | 253 |
| 2024 | 591 | 287 |
| 2023 | 589 | 238 |
| 2022 | 658 | 312 |
| 2021 | 879 | 468 |
| 2020 | 891 | 512 |
| 2019 | 571 | 330 |
| 2018 | 567 | 292 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First American Bank and Trust | 94 | 114 |
| Rocket Mortgage | 17 | 33 |
| Newrez LLC | 12 | 18 |
| United Wholesale Mortgage | 12 | 15 |
| Hancock Whitney Bank | 8 | 17 |
| Onpath Federal Credit Union | 6 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 74 |
| Eustis Mortgage Corp | 6 | 8 |
| Regions Bank | 6 | 15 |
| Navy Federal Credit Union | 4 | 6 |
| Movement Mortgage, LLC | 4 | 4 |
| loanDepot.com LLC | 3 | 8 |
| Nationstar Mortgage | 3 | 7 |
| Freedom Mortgage Corporation | 3 | 5 |
| GMFS, LLC | 3 | 12 |
| EFCU Financial Federal Credit Union | 3 | 3 |
| 21ST Mortgage | 3 | 37 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| Top Flite Financial, Inc. | 2 | 3 |
| Click n' Close, Inc. | 2 | 2 |
| New Orleans Firemen's Federal | 2 | 2 |
| The Mortgage Firm | 2 | 3 |
| Gulf Coast Bank and Trust | 2 | 2 |
| Equity Prime Mortgage LLC | 2 | 4 |
| Tib, National Association | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 220 | 68.6% of 175 decided |
| White | 274 | 13.9% of 230 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 461 | 35.0% of 383 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 93 | 54.0% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 177 | 33.3% of 144 decided |
| Female | 176 | 57.9% of 145 decided |
| Joint | 167 | 19.7% of 137 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2172 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved