Mortgage lending in Lafayette Parish, Louisiana
Lenders in Lafayette Parish, Louisiana reported 8,669 mortgage applications for 2025, according to the CFPB.
8,669 mortgage applications and 4,849 loans originated in 2025; the denial rate was 25.7% of 7,017 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lafayette, LA HUD Metro FMR Area.
- 8,669
- Applications
- 4,849
- Loans originated
- 25.7%
- Denial rate
- 1,803 denied of 7,017 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,669 | 4,849 |
| 2024 | 7,474 | 4,257 |
| 2023 | 7,492 | 4,066 |
| 2022 | 10,454 | 5,927 |
| 2021 | 15,746 | 9,977 |
| 2020 | 15,132 | 9,792 |
| 2019 | 9,252 | 5,935 |
| 2018 | 8,408 | 5,252 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 506 | 659 |
| DSLD Mortgage LLC | 369 | 493 |
| Rocket Mortgage | 261 | 372 |
| First Horizon Bank | 169 | 282 |
| Hancock Whitney Bank | 168 | 241 |
| DHI Mortgage Company, LTD. | 161 | 302 |
| Assurance Financial Group, L.L.C. | 139 | 177 |
| Pennymac Loan Services LLC | 125 | 218 |
| GMFS, LLC | 101 | 147 |
| Standard Mortgage Corporation | 88 | 117 |
| Cadence Bank | 84 | 128 |
| Eustis Mortgage Corp | 83 | 103 |
| JPMorgan Chase Bank, NA | 83 | 117 |
| The Loan Store, Inc | 81 | 111 |
| Kind Lending, LLC | 81 | 111 |
| Newrez LLC | 75 | 162 |
| Home Bank National Association | 75 | 99 |
| Crosscountry Mortgage, LLC | 70 | 97 |
| Fidelity Bank | 67 | 95 |
| Towne Mortgage Company | 61 | 74 |
| Mortgage Research Center | 57 | 135 |
| The First National Bank of Jeanerette | 54 | 64 |
| Freedom Mortgage Corporation | 50 | 144 |
| First Community Mortgage, Inc. | 50 | 67 |
| Click n' Close, Inc. | 48 | 74 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 243 | 25.3% of 190 decided |
| Black or African American | 1,778 | 47.3% of 1,386 decided |
| Native Hawaiian or Other Pacific Islander | 12 | no rate: base under 50 |
| White | 5,018 | 18.3% of 4,127 decided |
| 2 or more minority races | 31 | no rate: base under 50 |
| Joint | 156 | 30.6% of 121 decided |
| Race Not Available | 1,391 | 24.3% of 1,122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 337 | 27.7% of 260 decided |
| Not Hispanic or Latino | 6,747 | 24.8% of 5,494 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,464 | 28.5% of 1,163 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,010 | 24.7% of 2,446 decided |
| Female | 2,284 | 35.4% of 1,854 decided |
| Joint | 2,460 | 19.8% of 1,981 decided |
| Sex Not Available | 915 | 20.4% of 736 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1001 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved