Mortgage lending in Mendocino County, California
Lenders in Mendocino County, California reported 1,765 mortgage applications for 2025, according to the CFPB.
1,765 mortgage applications and 942 loans originated in 2025; the denial rate was 24.7% of 1,348 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mendocino County, CA.
- 1,765
- Applications
- 942
- Loans originated
- 24.7%
- Denial rate
- 333 denied of 1,348 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,765 | 942 |
| 2024 | 1,514 | 820 |
| 2023 | 1,304 | 676 |
| 2022 | 2,400 | 1,310 |
| 2021 | 4,351 | 2,541 |
| 2020 | 4,033 | 2,449 |
| 2019 | 2,649 | 1,525 |
| 2018 | 2,400 | 1,291 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Redwood Credit Union | 134 | 257 |
| United Wholesale Mortgage | 113 | 142 |
| Rocket Mortgage | 69 | 108 |
| Guild Mortgage Company | 39 | 64 |
| Kind Lending, LLC | 31 | 41 |
| Everett Financial, Inc. | 28 | 38 |
| Community First Credit Union | 26 | 53 |
| Columbia Bank | 25 | 32 |
| The Loan Store, Inc | 23 | 37 |
| Crosscountry Mortgage, LLC | 19 | 34 |
| Mason-McDuffie Mortgage Corporation | 18 | 28 |
| Pennymac Loan Services LLC | 18 | 34 |
| Paramount Residential Mortgage | 16 | 16 |
| Mortgage Research Center | 14 | 25 |
| US Bank, N.A. | 14 | 30 |
| Newrez LLC | 13 | 41 |
| New American Funding, LLC. | 12 | 32 |
| American Pacific Mortgage Corporation | 12 | 21 |
| STG Mortgage Inc | 10 | 17 |
| Triad Financial Services, Inc. | 10 | 21 |
| HomeXpress Mortgage Corp. | 10 | 12 |
| Finance of America Reverse LLC | 9 | 16 |
| JPMorgan Chase Bank, NA | 9 | 21 |
| Sierra Pacific Mortgage Co. Inc | 8 | 12 |
| loanDepot.com LLC | 8 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 60 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,223 | 23.1% of 948 decided |
| 2 or more minority races | under 10 | |
| Joint | 61 | no rate: base under 50 |
| Race Not Available | 369 | 28.3% of 272 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 237 | 25.3% of 186 decided |
| Not Hispanic or Latino | 1,085 | 24.2% of 836 decided |
| Joint | withheld | |
| Ethnicity Not Available | 365 | 28.1% of 270 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 526 | 31.5% of 409 decided |
| Female | 422 | 24.4% of 316 decided |
| Joint | 649 | 17.5% of 509 decided |
| Sex Not Available | 168 | 33.3% of 114 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 203 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved