Mortgage lending in Calaveras County, California
Lenders in Calaveras County, California reported 2,307 mortgage applications for 2025, according to the CFPB.
2,307 mortgage applications and 1,300 loans originated in 2025; the denial rate was 22.4% of 1,782 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calaveras County, CA.
- 2,307
- Applications
- 1,300
- Loans originated
- 22.4%
- Denial rate
- 400 denied of 1,782 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,307 | 1,300 |
| 2024 | 2,009 | 1,101 |
| 2023 | 1,673 | 939 |
| 2022 | 3,049 | 1,811 |
| 2021 | 6,209 | 3,995 |
| 2020 | 6,122 | 3,973 |
| 2019 | 3,638 | 2,214 |
| 2018 | 3,070 | 1,861 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 157 | 211 |
| Rocket Mortgage | 131 | 176 |
| The Loan Store, Inc | 41 | 54 |
| New American Funding, LLC. | 39 | 62 |
| American Pacific Mortgage Corporation | 36 | 43 |
| US Bank, N.A. | 31 | 63 |
| Primary Residential Mortgage, INC. | 29 | 36 |
| Crosscountry Mortgage, LLC | 24 | 42 |
| Summit Funding.inc | 23 | 26 |
| Kind Lending, LLC | 23 | 40 |
| Sierra Pacific Mortgage Co. Inc | 22 | 24 |
| Newrez LLC | 22 | 53 |
| Pennymac Loan Services LLC | 20 | 40 |
| loanDepot.com LLC | 19 | 36 |
| Spring Eq, LLC | 19 | 62 |
| Freedom Mortgage Corporation | 18 | 30 |
| Guaranteed Rate, Inc. | 18 | 36 |
| Paramount Residential Mortgage | 17 | 29 |
| Barrington Bank & Trust Company, N.A. | 17 | 19 |
| Columbia Bank | 17 | 40 |
| El Dorado Savings Bank | 16 | 31 |
| Mason-McDuffie Mortgage Corporation | 16 | 23 |
| Wells Fargo Bank NA | 16 | 25 |
| Figure Lending LLC | 15 | 34 |
| JPMorgan Chase Bank, NA | 15 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 87 | 25.4% of 67 decided |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,527 | 22.2% of 1,207 decided |
| 2 or more minority races | under 10 | |
| Joint | 77 | 4.8% of 62 decided |
| Race Not Available | 558 | 24.7% of 401 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 258 | 23.3% of 189 decided |
| Not Hispanic or Latino | 1,390 | 21.0% of 1,097 decided |
| Joint | withheld | |
| Ethnicity Not Available | 544 | 26.0% of 396 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 767 | 25.5% of 584 decided |
| Female | 386 | 26.3% of 289 decided |
| Joint | 903 | 16.4% of 726 decided |
| Sex Not Available | 251 | 30.6% of 183 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 251 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved