Keystone 65 Liberty Medical Only (HMO)
A HMO plan from Independence Blue Cross, which CMS lists for 2026 in 5 counties in Pennsylvania. Figures as CMS approved them, last updated by CMS on September 2, 2026.
The plan, in 2026
- $0.00
- Monthly premium
- The monthly Part C premium; CMS gives no combined premium for this plan.
- Not Applicable
- Drug deductible
- The annual Part D deductible.
- $6,750.00
- In-network out-of-pocket limit
- The most an enrollee pays in a year for in-network Part A and B services.
- 4.0 of 5
- Overall star rating
- CMS’s overall rating for the contract.
- 5
- Counties
- Where CMS lists the plan.
How this compares
- Monthly premium: $0.00
- The 1st lowest of the 332 Medicare Advantage plans CMS lists in Pennsylvania with a premium, and none charges less. A lower premium can come with higher costs elsewhere; the figures above are the plan’s own.
- Overall star rating: 4.0 of 5
- The median rating of the 305 Medicare Advantage plans CMS rates in Pennsylvania is 4.5 of 5.
The record
- Organization
- Independence Blue Cross
- Parent organization
- Independence Health Group, Inc.
- Plan type
- HMO
- Special Needs Plan
- No
- Contract, plan and segment
- H3952_059_0
The 5 counties CMS lists it for
| County | State |
|---|---|
| Bucks County | Pennsylvania |
| Chester County | Pennsylvania |
| Delaware County | Pennsylvania |
| Montgomery County | Pennsylvania |
| Philadelphia County | Pennsylvania |
Sources
- CMS Medicare Advantage and Part D plan landscape — Centers for Medicare & Medicaid Services · U.S. Government work · retrieved September 26, 2026
Data retrieved