AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)
A HMO-POS plan from UnitedHealthcare, which CMS lists for 2026 in 11 counties in Florida. Figures as CMS approved them, last updated by CMS on September 2, 2026.
The plan, in 2026
- $0.00
- Monthly premium
- The monthly premium for the plan’s medical and drug coverage together.
- $600.00
- Drug deductible
- The annual Part D deductible.
- $6,700.00
- In-network out-of-pocket limit
- The most an enrollee pays in a year for in-network Part A and B services.
- 4.5 of 5
- Overall star rating
- CMS’s overall rating for the contract.
- 11
- Counties
- Where CMS lists the plan.
How this compares
- Monthly premium: $0.00
- The 1st lowest of the 611 Medicare Advantage plans CMS lists in Florida with a premium, and none charges less. A lower premium can come with higher costs elsewhere; the figures above are the plan’s own.
- Overall star rating: 4.5 of 5
- The median rating of the 587 Medicare Advantage plans CMS rates in Florida is 4.5 of 5.
The record
- Organization
- UnitedHealthcare
- Parent organization
- UnitedHealth Group, Inc.
- Plan type
- HMO-POS
- Special Needs Plan
- No
- Contract, plan and segment
- H1045_059_0
The 11 counties CMS lists it for
| County | State |
|---|---|
| Charlotte County | Florida |
| Collier County | Florida |
| Glades County | Florida |
| Hendry County | Florida |
| Hillsborough County | Florida |
| Lee County | Florida |
| Manatee County | Florida |
| Pasco County | Florida |
| Pinellas County | Florida |
| Polk County | Florida |
| Sarasota County | Florida |
Sources
- CMS Medicare Advantage and Part D plan landscape — Centers for Medicare & Medicaid Services · U.S. Government work · retrieved September 26, 2026
Data retrieved