Record · Credit union

Universal 1 credit union

Universal 1 credit union held $424.7 million in total assets as of June 30, 2026, according to the NCUA.

A credit union in Dayton, Ohio, with 37,976 members and $424.7 million in total assets at June 30, 2026.

Universal 1 credit union, June 30, 2026

$424.7 million
Total assets: $424,748,617; 842nd of 4,299 credit unions nationally and 25th of 192 based in Ohio.; 37,976
Members: 656th of 4,299 credit unions nationally and 17th of 192 based in Ohio. The Call Report's count; a person in two credit unions is counted in both.; $370.1 million
Shares and deposits: $370,090,078; $214.6 million
Loans and leases: $214,567,466; $52.8 million
Net worth: $52,763,325; 12.4% of total assets.; $1.5 million
Net income, year to date: $1,512,066; January to June 30, 2026, not annualized, as the credit union reported it.

Universal 1 credit union reported $424.7 million in total assets at June 30, 2026, against $229.8 million at June 30, 1994

Total assets at each quarter’s end from the credit union’s Call Report, as the NCUA publishes them, in each quarter’s own dollars; June and December only before September 2002.

Dollars are each quarter’s own, not adjusted for inflation. A merger adds the absorbed credit union’s assets in the quarter it takes effect.

Source: The NCUA

About this chart

The figures

Universal 1 credit union reported $424.7 million in total assets at June 30, 2026, against $229.8 million at June 30, 1994. Total assets at each quarter’s end from the credit union’s Call Report, as the NCUA publishes them, in each quarter’s own dollars; June and December only before September 2002.
Quarter	Total assets	Members
June 30, 1994	$229.8 million	91,885
December 31, 1994	$224.0 million	89,988
June 30, 1995	$232.3 million	89,728
December 31, 1995	$225.0 million	93,161
June 30, 1996	$234.9 million	96,198
December 31, 1996	$222.6 million	93,677
June 30, 1997	$236.6 million	92,940
December 31, 1997	$240.0 million	95,726
June 30, 1998	$250.8 million	93,643
December 31, 1998	$252.8 million	94,884
June 30, 1999	$259.5 million	99,502
December 31, 1999	$253.9 million	97,854
June 30, 2000	$266.6 million	101,810
December 31, 2000	$262.4 million	84,431
June 30, 2001	$276.7 million	87,021
December 31, 2001	$274.4 million	78,345
June 30, 2002	$280.9 million	81,076
September 30, 2002	$271.2 million	74,084
December 31, 2002	$267.7 million	75,347
March 31, 2003	$274.7 million	76,816
June 30, 2003	$276.0 million	78,125
September 30, 2003	$270.7 million	71,847
December 31, 2003	$272.0 million	70,900
March 31, 2004	$276.9 million	70,379
June 30, 2004	$277.1 million	70,101
September 30, 2004	$271.0 million	69,736
December 31, 2004	$274.2 million	68,893
March 31, 2005	$276.8 million	68,775
June 30, 2005	$277.0 million	68,463
September 30, 2005	$273.0 million	68,006
December 31, 2005	$264.4 million	63,923
March 31, 2006	$271.0 million	63,236
June 30, 2006	$267.4 million	62,812
September 30, 2006	$265.8 million	59,251
December 31, 2006	$269.8 million	57,834
March 31, 2007	$274.3 million	57,166
June 30, 2007	$271.1 million	56,826
September 30, 2007	$268.8 million	56,592
December 31, 2007	$269.2 million	56,454
March 31, 2008	$286.8 million	56,454
June 30, 2008	$288.5 million	49,905
September 30, 2008	$284.8 million	50,249
December 31, 2008	$294.7 million	50,178
March 31, 2009	$303.8 million	49,918
June 30, 2009	$307.0 million	49,532
September 30, 2009	$311.8 million	49,623
December 31, 2009	$337.4 million	49,802
March 31, 2010	$342.7 million	49,863
June 30, 2010	$348.5 million	49,940
September 30, 2010	$347.0 million	50,212
December 31, 2010	$346.8 million	50,317
March 31, 2011	$352.9 million	50,985
June 30, 2011	$351.6 million	51,976
September 30, 2011	$353.3 million	52,380
December 31, 2011	$354.8 million	52,649
March 31, 2012	$369.2 million	53,098
June 30, 2012	$365.7 million	53,788
September 30, 2012	$368.8 million	54,681
December 31, 2012	$378.8 million	49,662
March 31, 2013	$385.4 million	49,722
June 30, 2013	$384.8 million	50,288
September 30, 2013	$379.8 million	50,680
December 31, 2013	$374.8 million	50,676
March 31, 2014	$379.3 million	51,107
June 30, 2014	$379.5 million	51,541
September 30, 2014	$375.3 million	51,824
December 31, 2014	$379.0 million	51,922
March 31, 2015	$387.1 million	52,015
June 30, 2015	$386.5 million	52,331
September 30, 2015	$391.3 million	52,543
December 31, 2015	$396.6 million	51,333
March 31, 2016	$402.3 million	51,452
June 30, 2016	$404.3 million	51,860
September 30, 2016	$413.9 million	52,058
December 31, 2016	$416.4 million	52,261
March 31, 2017	$425.1 million	52,687
June 30, 2017	$423.8 million	52,413
September 30, 2017	$421.4 million	52,489
December 31, 2017	$419.1 million	52,685
March 31, 2018	$427.8 million	52,930
June 30, 2018	$427.9 million	53,256
September 30, 2018	$419.4 million	53,554
December 31, 2018	$416.1 million	53,670
March 31, 2019	$425.6 million	53,559
June 30, 2019	$422.7 million	53,404
September 30, 2019	$421.8 million	52,995
December 31, 2019	$423.7 million	52,578
March 31, 2020	$426.8 million	52,050
June 30, 2020	$445.9 million	51,607
September 30, 2020	$440.7 million	51,141
December 31, 2020	$452.6 million	50,758
March 31, 2021	$472.4 million	49,111
June 30, 2021	$473.2 million	48,915
September 30, 2021	$471.5 million	48,818
December 31, 2021	$475.8 million	48,622
March 31, 2022	$475.2 million	48,608
June 30, 2022	$471.2 million	48,696
September 30, 2022	$459.7 million	48,782
December 31, 2022	$453.1 million	48,702
March 31, 2023	$445.7 million	48,696
June 30, 2023	$442.3 million	48,613
September 30, 2023	$426.2 million	48,319
December 31, 2023	$417.0 million	48,021
March 31, 2024	$417.9 million	47,758
June 30, 2024	$418.3 million	47,253
September 30, 2024	$416.2 million	46,739
December 31, 2024	$417.7 million	46,445
March 31, 2025	$424.2 million	34,811
June 30, 2025	$424.1 million	34,660
September 30, 2025	$419.5 million	39,768
December 31, 2025	$422.2 million	38,908
March 31, 2026	$429.1 million	38,419
June 30, 2026	$424.7 million	37,976

Its 9 sites

1 more column on a wider screen

Universal 1 credit union's sites as the NCUA lists them, the main office first
Site	Address	Phone	Hours
Main Office	1 River Park Dr, Dayton, OH 45409-2104	9372256800	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm
Beavercreek	2450 Esquire Dr, Beavercreek, OH 45431-2573	9374313100	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm Drive Thru M-F 9:00 am - 6:30 pm Sat 9:00 am - 1:00 pm
Chillicothe	1080 N Bridge St, Chillicothe, OH 45601-1789	7407754321	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm
Huber Heights	2933 Harshman Rd, Dayton, OH 45424-5041	9372350303	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm
Miami Valley Hospital	1 Wyoming St, Dayton, OH 45409-2722	9372082745	M-T-Th-F 7:30 am - 4:00 pm Wed 7:30 am - 10:30 am
Sugarcreek	6270 Wilmington Pike, Dayton, OH 45459	9378486050	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm
Austin Park	9900 Springboro Pike, Miamisburg, OH 45342-4536	9374357268	Monday-Friday 9:00 am - 5:00 pm Saturday 9:00 am - 12:00 pm
Sidney	2835 Michigan St, Sidney, OH 45365-8622	9374982320	M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 pm
Vandalia	718 S Dixie Dr, Vandalia, OH 45377	9378983815	M-F 9:00 am - 5:00 pm SAT 9:00 am - 12:00 pm

The NCUA’s entry

Name as the NCUA lists it: UNIVERSAL 1
NCUA charter number: 64970
Charter and insurance: State chartered, federally insured
Year opened: 1937

Sources

NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
FDIC failures — every bank failure and assistance transaction since 1934 — Federal Deposit Insurance Corporation · Public domain — U.S. Government work
FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934 · Public domain — U.S. Government work
FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive) · Public domain — U.S. Government work · retrieved October 17, 2026
NCUA credit-union sites — Credit Union Branch Information (the newest quarter) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
FDIC BankFind — locations (every current office of an FDIC-insured institution) — Federal Deposit Insurance Corporation · Public domain — U.S. Government work · retrieved September 30, 2026
FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey · Public domain — U.S. Government work · retrieved September 27, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026

Compiled automatically from NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994), FDIC failures — every bank failure and assistance transaction since 1934, FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934, FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive), NCUA credit-union sites — Credit Union Branch Information (the newest quarter), FDIC BankFind — locations (every current office of an FDIC-insured institution), FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey and Census Bureau population estimates — nation and states, with components of change by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved June 30, 2026