Record · Credit union

First Central credit union

First Central credit union held $191.7 million in total assets as of June 30, 2026, according to the NCUA.

A credit union in Waco, Texas, with 20,958 members and $191.7 million in total assets at June 30, 2026.

First Central credit union, June 30, 2026

$191.7 million
Total assets: $191,743,660; 1,313th of 4,299 credit unions nationally and 106th of 380 based in Texas.; 20,958
Members: 970th of 4,299 credit unions nationally and 81st of 380 based in Texas. The Call Report's count; a person in two credit unions is counted in both.; $160.2 million
Shares and deposits: $160,196,680; $98.2 million
Loans and leases: $98,161,791; $30.2 million
Net worth: $30,191,602; 15.7% of total assets.; $1.1 million
Net income, year to date: $1,145,093; January to June 30, 2026, not annualized, as the credit union reported it.

First Central credit union reported $191.7 million in total assets at June 30, 2026, against $16.0 million at June 30, 1994

Total assets at each quarter’s end from the credit union’s Call Report, as the NCUA publishes them, in each quarter’s own dollars; June and December only before September 2002.

Dollars are each quarter’s own, not adjusted for inflation. A merger adds the absorbed credit union’s assets in the quarter it takes effect.

Source: The NCUA

About this chart

The figures

First Central credit union reported $191.7 million in total assets at June 30, 2026, against $16.0 million at June 30, 1994. Total assets at each quarter’s end from the credit union’s Call Report, as the NCUA publishes them, in each quarter’s own dollars; June and December only before September 2002.
Quarter	Total assets	Members
June 30, 1994	$16.0 million	9,081
December 31, 1994	$16.2 million	9,666
June 30, 1995	$16.4 million	8,789
December 31, 1995	$16.1 million	10,651
June 30, 1996	$25.9 million	11,359
December 31, 1996	$24.3 million	8,637
June 30, 1997	$22.1 million	8,409
December 31, 1997	$23.8 million	8,104
June 30, 1998	$21.0 million	7,799
December 31, 1998	$19.3 million	7,609
June 30, 1999	$19.7 million	6,492
December 31, 1999	$18.3 million	6,000
June 30, 2000	$17.0 million	6,221
December 31, 2000	$16.8 million	6,093
June 30, 2001	$18.8 million	5,913
December 31, 2001	$19.5 million	5,838
June 30, 2002	$20.0 million	5,838
September 30, 2002	$21.0 million	5,846
December 31, 2002	$21.2 million	5,786
March 31, 2003	$21.6 million	5,837
June 30, 2003	$22.5 million	5,835
September 30, 2003	$23.0 million	5,820
December 31, 2003	$22.8 million	5,719
March 31, 2004	$23.6 million	5,768
June 30, 2004	$23.9 million	5,785
September 30, 2004	$23.1 million	5,778
December 31, 2004	$23.9 million	5,784
March 31, 2005	$24.3 million	5,870
June 30, 2005	$23.6 million	5,996
September 30, 2005	$23.9 million	6,125
December 31, 2005	$24.8 million	6,327
March 31, 2006	$25.7 million	6,502
June 30, 2006	$25.5 million	6,651
September 30, 2006	$25.0 million	6,764
December 31, 2006	$25.6 million	6,875
March 31, 2007	$26.5 million	7,103
June 30, 2007	$27.4 million	7,274
September 30, 2007	$26.9 million	7,394
December 31, 2007	$26.7 million	7,411
March 31, 2008	$29.5 million	7,594
June 30, 2008	$31.2 million	7,735
September 30, 2008	$35.9 million	8,673
December 31, 2008	$36.2 million	8,709
March 31, 2009	$39.4 million	8,887
June 30, 2009	$41.3 million	8,993
September 30, 2009	$44.2 million	9,118
December 31, 2009	$45.4 million	9,183
March 31, 2010	$48.4 million	9,389
June 30, 2010	$46.9 million	9,544
September 30, 2010	$47.0 million	9,647
December 31, 2010	$46.5 million	9,717
March 31, 2011	$49.5 million	9,899
June 30, 2011	$53.4 million	10,788
September 30, 2011	$52.8 million	10,911
December 31, 2011	$53.9 million	10,921
March 31, 2012	$57.1 million	11,136
June 30, 2012	$57.9 million	11,385
September 30, 2012	$57.6 million	11,564
December 31, 2012	$58.2 million	11,526
March 31, 2013	$60.2 million	11,702
June 30, 2013	$59.1 million	11,116
September 30, 2013	$58.5 million	11,316
December 31, 2013	$57.9 million	11,411
March 31, 2014	$61.2 million	11,801
June 30, 2014	$60.9 million	11,789
September 30, 2014	$61.2 million	11,967
December 31, 2014	$62.9 million	12,162
March 31, 2015	$65.8 million	12,435
June 30, 2015	$65.1 million	12,188
September 30, 2015	$64.7 million	12,431
December 31, 2015	$67.1 million	12,717
March 31, 2016	$73.9 million	13,009
June 30, 2016	$72.7 million	12,963
September 30, 2016	$74.7 million	13,286
December 31, 2016	$75.8 million	13,699
March 31, 2017	$81.1 million	14,133
June 30, 2017	$80.2 million	14,155
September 30, 2017	$80.6 million	14,507
December 31, 2017	$82.5 million	14,742
March 31, 2018	$87.8 million	15,143
June 30, 2018	$87.3 million	15,175
September 30, 2018	$89.1 million	15,564
December 31, 2018	$87.9 million	15,813
March 31, 2019	$95.1 million	16,154
June 30, 2019	$94.7 million	16,093
September 30, 2019	$94.3 million	16,433
December 31, 2019	$96.9 million	16,691
March 31, 2020	$104.8 million	16,981
June 30, 2020	$114.8 million	16,811
September 30, 2020	$116.1 million	17,001
December 31, 2020	$122.8 million	17,273
March 31, 2021	$136.3 million	17,625
June 30, 2021	$135.2 million	17,853
September 30, 2021	$140.9 million	18,154
December 31, 2021	$142.2 million	18,384
March 31, 2022	$150.6 million	18,674
June 30, 2022	$148.7 million	18,777
September 30, 2022	$146.8 million	18,996
December 31, 2022	$148.6 million	19,214
March 31, 2023	$151.6 million	19,440
June 30, 2023	$150.6 million	19,229
September 30, 2023	$153.6 million	19,515
December 31, 2023	$166.1 million	19,650
March 31, 2024	$171.0 million	19,948
June 30, 2024	$172.3 million	19,658
September 30, 2024	$168.7 million	19,844
December 31, 2024	$168.6 million	20,037
March 31, 2025	$176.3 million	20,310
June 30, 2025	$174.6 million	20,233
September 30, 2025	$177.5 million	20,461
December 31, 2025	$181.1 million	20,527
March 31, 2026	$188.4 million	20,753
June 30, 2026	$191.7 million	20,958

Its 6 sites

1 more column on a wider screen

First Central credit union's sites as the NCUA lists them, the main office first
Site	Address	Phone	Hours
Sanger Office	6201 Sanger Ave, Waco, TX 76710	2547769333	Drivethru 7:30am-6pm M-F, 9am-1pm Sat.
Brownwood Branch	1602 Austin Ave, Brownwood, TX 76801-3653	3256412943	Drivethru 7:30am-6:00 pm M-F
Hillsboro Branch	305 Coke Ave, Hillsboro, TX 76645	2545822489	Drive Thru 9am-5:30pm M-F
DTS-Centralized Lending Office	6801 SANGER AVE Ste 1030, Waco, TX 76710	2547769333	9 AM TO 5:30 PM, M-F
Chapel Office	9101 Chapel Rd, Waco, TX 76712	2547769333	Drivethru 7:30am-6pm M-F
Bellmead Office	3100 Bellmead Dr, Waco, TX 76705	2547769333	Drivethru 7:30am-6pm M-F

The NCUA’s entry

Name as the NCUA lists it: FIRST CENTRAL
NCUA charter number: 67644
Charter and insurance: State chartered, federally insured
Year opened: 1937

Sources

NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
FDIC failures — every bank failure and assistance transaction since 1934 — Federal Deposit Insurance Corporation · Public domain — U.S. Government work
FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934 · Public domain — U.S. Government work
FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive) · Public domain — U.S. Government work · retrieved October 17, 2026
NCUA credit-union sites — Credit Union Branch Information (the newest quarter) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
FDIC BankFind — locations (every current office of an FDIC-insured institution) — Federal Deposit Insurance Corporation · Public domain — U.S. Government work · retrieved September 30, 2026
FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey · Public domain — U.S. Government work · retrieved September 27, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026

Compiled automatically from NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994), FDIC failures — every bank failure and assistance transaction since 1934, FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934, FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive), NCUA credit-union sites — Credit Union Branch Information (the newest quarter), FDIC BankFind — locations (every current office of an FDIC-insured institution), FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey and Census Bureau population estimates — nation and states, with components of change by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved June 30, 2026