PPP loans in Tioga County, New York

Name: Tioga County, New York
Address: NY, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 795 Paycheck Protection Program loans for businesses it recorded in Tioga County, $46.1 million in all.

Tioga County, as of September 30, 2024

$46.1 million
Approved: $46,139,407; 0.1% of the $60.7 billion approved in New York.; 795
Loans: 603 first draws and 192 second draws.; 94.2%
Forgiven: 749 of 795 loans carry a forgiveness amount, $45.4 million in all.; 3.9%
Charged off: 31 of 795 loans, approved for $562.5 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Tioga County · 2020–21

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The largest borrowers in Tioga County, 2020–21
Rank	Name	USD	Loans
1	Weitsman Recycling LLC, Owego	$4.7 million$4,678,400	1
2	37 North Chemung Street Operating Company LLC, Waverly	$2.4 million$2,426,882	1
3	Mid-State Raceway Inc, Nichols	$2.0 million$2,000,000	1
4	F S Lopke Contracting, Inc, Apalachin	$1.9 million$1,940,045	1
5	Moore's Tire Sales Inc, Owego	$1.3 million$1,335,200	1
6	R. B. Robinson Contracting, Inc., Candor	$793.7 thousand$793,700	1
7	New Vision Industries, Inc., Apalachin	$595.7 thousand$595,700	1
8	Zmk Construction, Inc., Apalachin	$564.1 thousand$564,077	1
9	Lsc Environmental Products, LLC, Apalachin	$547.0 thousand$547,000	1
10	Tioga Hardwoods, Inc, Berkshire	$477.0 thousand$477,000	1
11	Tioga Opportunities, Inc., Owego	$465.0 thousand$465,000	1
12	Rynone Waverly, Inc., Waverly	$448.7 thousand$448,700	1
13	Rynone Waverly Inc., Waverly	$428.9 thousand$428,850	1
14	Don Gowan Inc., Owego	$413.7 thousand$413,722	1
15	Jim's Marine And Travel, Inc., Nichols	$400.3 thousand$400,250	1
16	Raymond Hadley Corp, Spencer	$394.5 thousand$394,500	1
17	Royal Ford And Mercury Motors, Owego	$361.1 thousand$361,095	1
18	Steve Scoville, Inc., Owego	$347.7 thousand$347,736	1
19	Ee Root, LLC, Owego	$337.1 thousand$337,100	1
20	Higgins Supply/C&H Plastics, LLC, Smithboro	$330.9 thousand$330,895	1
21	Royal Ford Motors Inc, Owego	$315.4 thousand$315,427	1
22	Southern Tier Hotel LLC, Owego	$306.8 thousand$306,837	2
23	Haefele Tv, Inc., Spencer	$305.8 thousand$305,800	1
24	Rj Williams, Inc., Apalachin	$295.8 thousand$295,800	1
25	Tri County Refrigeration Inc, Owego	$283.5 thousand$283,458	1
26	Tri-County Refrigeration, Inc, Owego	$283.4 thousand$283,400	1
27	Applied Technology Mfg. Corp., Owego	$281.1 thousand$281,100	1
28	Clinvet Usa LLC, Waverly	$280.2 thousand$280,200	1
29	Royal Chrysler Motors, Inc, Owego	$276.5 thousand$276,475	1
30	Royal Chrysler Motors Inc, Owego	$271.0 thousand$271,022	1
31	Lopke Quarries, Inc, Apalachin	$249.2 thousand$249,210	1
32	Patrick Byrne, Spencer	$240.8 thousand$240,803	1
33	Pj Byrne Enterprises, Spencer	$240.8 thousand$240,800	1
34	Granite Works LLC, Waverly	$236.8 thousand$236,780	1
35	Granite Works, LLC, Waverly	$225.0 thousand$225,000	1
36	Rj Williams Inc., Apalachin	$220.8 thousand$220,755	1
37	Austin's Excavating And Paving, Inc., Waverly	$217.3 thousand$217,300	1
38	Porter's Concrete Service, Inc., Waverly	$214.5 thousand$214,500	1
39	Southern Tier Recyclers Inc, Owego	$207.9 thousand$207,915	1
40	Tioga Hotel LLC, Owego	$204.8 thousand$204,796	2
41	Porters Concrete Service Inc, Waverly	$203.3 thousand$203,327	1
42	Mj's Bar And Restaurant LLC, Owego	$187.4 thousand$187,358	1
43	Tsmith Enterprises, Inc., Owego	$182.8 thousand$182,850	1
44	Palmer Mobile Homes Inc, Waverly	$181.9 thousand$181,942	1
45	Palmer Mobile Homes Inc., Waverly	$181.9 thousand$181,900	1
46	Actual Contractors LLC, Spencer	$177.1 thousand$177,077	2
47	Soprano Family Deli Inc, Waverly	$166.6 thousand$166,600	1
48	Marcellus Energy Services LLC, Candor	$158.0 thousand$157,995	1
49	Marcellus Energy Services LLC, Candor	$158.0 thousand$157,992	1
50	Meridian Southern Railway, Owego	$155.3 thousand$155,290	1
51	Watson Engineering Pc, Owego	$155.0 thousand$155,000	1
51	Watson Engineering Pc, Owego	$155.0 thousand$155,000	1
53	Tkh Northeast Inc., Barton	$151.1 thousand$151,075	1
53	Tkh Northeast, Inc., Barton	$151.1 thousand$151,075	1
55	Lackawanna Valley Management Corporation, Owego	$151.0 thousand$150,970	1
56	44 Ball Street Operating Company LLC, Waverly	$150.1 thousand$150,100	1
57	Pjf Enterprises, Inc., Owego	$150.0 thousand$150,000	1
58	Aindara, Inc., Owego	$146.5 thousand$146,500	1
59	Brown Pizza World Wide LLC, Waverly	$145.4 thousand$145,359	1
60	Raymond Ricci, Owego	$145.2 thousand$145,182	1
61	Owego Harford Railway, Owego	$139.8 thousand$139,800	1
62	Lehigh Railway, Owego	$136.6 thousand$136,570	1
63	Tower Broadcasting LLC, Owego	$135.7 thousand$135,667	2
64	Relyea's Towing LLC, Candor	$134.6 thousand$134,615	1
65	Peak Performance Physical Therapy, Owego	$130.3 thousand$130,300	1
66	The Club At Shepard Hills LLC, Waverly	$129.6 thousand$129,570	2
67	Mj's Bar And Restaurant, LLC, Owego	$129.5 thousand$129,475	1
68	Peak Performance Physical Therapy PLLC, Owego	$127.6 thousand$127,600	1
69	Mmnj Foods, Inc., Spencer	$122.3 thousand$122,318	1
70	Glen Martin, Inc., Owego	$120.4 thousand$120,400	1
71	Nasco Industries, Inc., Waverly	$120.0 thousand$119,950	1
72	Crystal City Apothecary, LLC, Waverly	$115.6 thousand$115,618	2
73	Donolis Inc, Apalachin	$114.2 thousand$114,245	1
74	Cell Preservation Services Inc., Owego	$110.9 thousand$110,947	1
75	Cell Preservation Services Inc., Owego	$110.9 thousand$110,900	1
76	Onjax, LLC, Apalachin	$109.8 thousand$109,800	1
77	Tranz LLC, Owego	$108.3 thousand$108,270	1
78	Tioga Gardens, Inc., Owego	$108.0 thousand$108,000	1
79	O'Rourke, Inc., Owego	$106.6 thousand$106,603	2
80	Hellenic 1, Inc., Apalachin	$106.5 thousand$106,500	1
81	Timothy W McCloskey, Owego	$104.8 thousand$104,850	1
82	Klossner Valenta Agency Inc, Newark Valley	$102.8 thousand$102,757	1
83	Homer C. Gow & Sons, Inc., Owego	$102.5 thousand$102,500	1
84	Cornell Cooperative Ext Tioga Cty, Owego	$101.0 thousand$101,040	1
85	Cornell Cooperative Extension, Tioga County, Owego	$100.0 thousand$100,000	1
86	New York Express Trucking Services Inc., Endicott	$99,573	1
87	Owego's Parkview Restaurant LLC, Owego	$98,854	1
88	Hellenic 1 Inc. Blue Dolphin Restaurant, Apalachin	$98,259	1
89	Aa Dairy, LLC, Candor	$96,700	1
90	Lk Allen Links Nck Inc, Apalachin	$95,854	1
91	Owego Chiropractic, Pc, Owego	$94,950	1
92	Battaglini Sealcoating & Paving LLC, Endicott	$90,900	1
93	Hollenbeck Food Inc, Newark Valley	$89,705	1
94	Child's Play Occupational Therapy PLLC, Owego	$86,953	1
95	G.W. Hoyt Inc., Newark Valley	$86,900	1
96	Mjm All Star Enterprises, Inc., Owego	$86,608	2
97	Marshland Links, LLC, Apalachin	$86,202	1
98	W&W Nursery And Landscaping Inc, Apalachin	$86,200	1
99	Timothy W McCloskey, Owego	$86,100	1
100	Ecoration LLC, Candor	$85,797	1

How the list is drawn

100 of the 751 borrowers ranked in Tioga County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Tioga County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Tioga County, as of September 30, 2024

The largest borrowers in Tioga County · 2020–21

How the list is drawn

Related

Sources